MY OPINION IS; IN ORDER FOR RATES TO DECREASE MUST HAVE REGULATION. THE OTHER ITEMS AS GREAT HOWEVER WILL NOT BE ADEQUATED TO REDUCE RATES. INSURANCE COMPANIES WILL NOT LOWER RATES EVEN WITH LOWER COST TO INDUSTRY. MUST REGULATE RATES.
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MY OPINION IS; IN ORDER FOR RATES TO DECREASE MUST HAVE REGULATION. THE OTHER ITEMS AS GREAT HOWEVER WILL NOT BE ADEQUATED TO REDUCE RATES. INSURANCE COMPANIES WILL NOT LOWER RATES EVEN WITH LOWER COST TO INDUSTRY. MUST REGULATE RATES.