Smoke Damage results from a covered peril – fire. What’s the covered peril for Chinese drywall? Where do these judges get their education – Kinder Care?
Couldn’t happen to a nicer company… Years ago this was a premier company but they’ve gone downhill with the loss of some good personnel who acted responsibly toward their clients.
Gene, you’re mistaken. In a named perils policy, smoke is a covered peril. Yes, smoke damage can result from the covered peril of fire, but smoke damage is also listed separately as its own covered peril. You don’t have to have a fire to get coverage for smoke damage. I’m not saying I agree that the gas that comes from the drywall qualifies as smoke, but the judge explained why he thought so in his opinion.
I am assuming that all chinese drywall produced in this manner will cause off gas. That being true, these claims seem to lack the essential element of “risk” (vs certain damage) and would therefore not meet the insuring agreement in place on most Florida policies.
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Smoke Damage results from a covered peril – fire. What’s the covered peril for Chinese drywall? Where do these judges get their education – Kinder Care?
What the heck, I’m sure there’s SOME Chinese insurance companies out there somewhere! Right?
Couldn’t happen to a nicer company… Years ago this was a premier company but they’ve gone downhill with the loss of some good personnel who acted responsibly toward their clients.
Gene, you’re mistaken. In a named perils policy, smoke is a covered peril. Yes, smoke damage can result from the covered peril of fire, but smoke damage is also listed separately as its own covered peril. You don’t have to have a fire to get coverage for smoke damage. I’m not saying I agree that the gas that comes from the drywall qualifies as smoke, but the judge explained why he thought so in his opinion.
I am assuming that all chinese drywall produced in this manner will cause off gas. That being true, these claims seem to lack the essential element of “risk” (vs certain damage) and would therefore not meet the insuring agreement in place on most Florida policies.