Doesn’t an allegation of arson require one or more eyewitnesses for such an allegation to hold up? This is the type of ruling that keeps a Claims Manager awake at night.
(offensive) Supposed cause of a fire which is in fact deliberately lit by the property owner in order to benefit from insurance or similar such as destruction of documents.”
Many years ago Hartford transferred my husband while I was 9 months pregnant. I had to change doctors 10 days before the delivery. Then, we agreed to sell them our house and notified them via fax and they said that wasn’t sufficient so we lost our home to foreclosure because we couldn’t pay for 2 homes. My Mom always said ‘what goes around, comes around’… I might have lost a few bucks from their dishonesty but with what this case has cost them (including the management they will fire for this debacle) I am satisfied… Thanks for the smile!
It might be hard to convict in a criminal case for arson which requires proof beyond a reasonable doubt. But in a civil suit, you only need proof by a preponderance of the evidence. Even that’s tough and most arson claims that are denied are denied on the basis of fraud and/or misrepresentation on the claim. There’s rarely a witness to an arson.
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Casting aspersions on the family member suffering from an addiction…? Very troubling…
I have encountered countless persons in the insurance business who party pretty heartily or are in recovery.
Doesn’t an allegation of arson require one or more eyewitnesses for such an allegation to hold up? This is the type of ruling that keeps a Claims Manager awake at night.
DUMB A*S!
Hartford seems a little more inclined to do these types of things than most carriers.
Just check Badfaith.com and see where Hartford shines. Question, is the covered peril jewish lighning?
Kindly remain civil.
“Jewish lightning (uncountable)
(offensive) Supposed cause of a fire which is in fact deliberately lit by the property owner in order to benefit from insurance or similar such as destruction of documents.”
http://en.wiktionary.org/wiki/Jewish_lightning
Many years ago Hartford transferred my husband while I was 9 months pregnant. I had to change doctors 10 days before the delivery. Then, we agreed to sell them our house and notified them via fax and they said that wasn’t sufficient so we lost our home to foreclosure because we couldn’t pay for 2 homes. My Mom always said ‘what goes around, comes around’… I might have lost a few bucks from their dishonesty but with what this case has cost them (including the management they will fire for this debacle) I am satisfied… Thanks for the smile!
It might be hard to convict in a criminal case for arson which requires proof beyond a reasonable doubt. But in a civil suit, you only need proof by a preponderance of the evidence. Even that’s tough and most arson claims that are denied are denied on the basis of fraud and/or misrepresentation on the claim. There’s rarely a witness to an arson.