My material speaks for itself and stands on it’s own..it is well researched over the past 32 years and is the missing information that even the well informed have overlooked.
I too was a bit mystified how this is linked to the article. But let me add my opinion: we have an independent agency distribution system. As such, each policyholder has his/her own advocate to represent their interests, regardless of which company they place insurance with. That being said, I am also well informed about insurance issues so my agent and I make a good team when I had a claim that required subrogation. I have heard lots of nightmare scenarios where company adjusters are taught to low-ball and delay claim settlements but I have not found that to be the case in the years I have been working in insurance. I don’t doubt that certain claims managers have some pecuniary interest in keeping claims costs low but I don’t believe there are that many who have that kind of power or authority without making problems for themselves and they eventually get found out. I think an independent agent who works for the policyholder is the check and balance that you seem to think is missing. Concentrating on just the company/claims office view does not bring out the full picture. No company can be that monolithic. Your articles sounds more like one of those Extenze commercials where they reveal the “real truth” that is supposedly hidden from us by some faceless cabal….not so. methinks!
The broader subject is homeowners insurance policy and damages. The least you can do is apply objective reading to the material offered…no need to be offended that more detailed information is in copyrighted book form, no more than is your copyrighted magazine material.
I don’t expect agreement merely intelligent investigation. With that i’ll say adieu.
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The secret the insurance co’s don’t want you to know…This is the book to accompany your insurance! http://www.disasterprepared.net/deserve.html
Intentional acts are not covered…
They tried the “but I didn’t want to actually hurt someone” defence. The court did not buy into it so coverage.
I am so very impressed that this author wrote a book covering all 50 states insurance laws in about 150 pages.
Maybe he should tackle the US Tax code next, since he can make complex issues so simple!
LMAO… no doubt. If only it were so simple.
My material speaks for itself and stands on it’s own..it is well researched over the past 32 years and is the missing information that even the well informed have overlooked.
Read http://www.disasterprepared.net/synopsis.html and then tell me I’m talking through my hat…or not.
Shameless self-promotion that has nothing to do with the article topic…
I am surprised that CJ.com doesn’t delete the book-selling attempt…
I too was a bit mystified how this is linked to the article. But let me add my opinion: we have an independent agency distribution system. As such, each policyholder has his/her own advocate to represent their interests, regardless of which company they place insurance with. That being said, I am also well informed about insurance issues so my agent and I make a good team when I had a claim that required subrogation. I have heard lots of nightmare scenarios where company adjusters are taught to low-ball and delay claim settlements but I have not found that to be the case in the years I have been working in insurance. I don’t doubt that certain claims managers have some pecuniary interest in keeping claims costs low but I don’t believe there are that many who have that kind of power or authority without making problems for themselves and they eventually get found out. I think an independent agent who works for the policyholder is the check and balance that you seem to think is missing. Concentrating on just the company/claims office view does not bring out the full picture. No company can be that monolithic. Your articles sounds more like one of those Extenze commercials where they reveal the “real truth” that is supposedly hidden from us by some faceless cabal….not so. methinks!
The broader subject is homeowners insurance policy and damages. The least you can do is apply objective reading to the material offered…no need to be offended that more detailed information is in copyrighted book form, no more than is your copyrighted magazine material.
I don’t expect agreement merely intelligent investigation. With that i’ll say adieu.