Fla. Gov. Crist Signs Bill to Bring Back No-Fault Auto Insurance

October 11, 2007

  • October 11, 2007 at 1:47 am
    fl is stupid says:
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    ok, so i am required to carry pip to cover myself, but i am not required to carry bodily injury liability to cover someone that gets hurt thru my negligence… genius!!!!!

    oh goody, they have their own pip to cover them… so chiros are guaranteed $10k then they give them a highly questionable impairment rating so that they breach the threshold and miraculously have a BI claim now…

    who does this help again?

    oh yeah.. lawyers and chiropractors..

    silly me, how could i forget that one…

    so, legislatures, if you want to really reform this system, try doing something about how easy it is to pierce the threshold, because im sorry, but it’s just total BS that you can be “permanently impaired” from a soft tissue injury.. but somehow tens of thousands of people are…

    smoke more crack before you vote, it clearly doesnt effect your judgement at all…

  • October 11, 2007 at 1:50 am
    Dawn says:
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    Until the penalty for no insurance is higher then the premium for insurance in Fla, NOTHING will change.

  • October 11, 2007 at 2:08 am
    Pat Beranger says:
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    More evidence that the Governor’s promise to lower insurance premiums runs secondary to maintaining a populist position.

  • October 11, 2007 at 2:09 am
    CAC says:
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    what a shame, what a shame, what a shame.
    Crist says “what a great day…” NO WAY, a great day would have been if they had thrown PIP in the trash can and enacted Liab BI requirements to atleast 25/50 and increased the PD requirement to 25…and even at that it’s way too low. Then they should’ve required all insurers who want to do business in FL to offer UM/UIM PD if the consumer wants to purchase.

    No…the wonderful people put in charge who think they got it right (actually they got it, alright – in someone’s back pocket) got it REAL WRONG.

    Hey, I think I want a fish tank too…I’ll try to remember that ploy if I ever get into a PIP situation.

    Did you ever hear the one about the lawyer, the chiropractor, and the legislator? Me either, but someone needs to come up with one…and they all need to get eaten by an aligator in the end.

  • October 11, 2007 at 2:24 am
    Foster Brooks says:
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    It was so cold that the lawyer, chiropractor and legislator actually had their hands in their own pockets!

  • October 11, 2007 at 3:32 am
    Retired says:
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    Dawn How about compulsary liability 50/100/50 with $10,000 med pay?
    With the ability to check a drivers license by the law enforcment, we should also give them the ability to immediatly check if there is insurance enforce if a driver is stopped for any violation. If not they impound the vehicle on the spot. Then the only way to get the vehicle back is to pay the fine, purchase insurance, pay the tow bill, and pay the storage. This then would get the attention of those drivers who continually purchase insurance then allow it to lapse and leave the innocent party with no recourse.
    Remember that the hospital and trial lawyers lobby got the message out to the media that the sky was going to fall if we didn’t have PIP. The hospitals warned that with out PIP they would have to close their E R and trauma centers. I would like to know why the 42 states that don’t have compulsary PIP can continue operating there E R & trauma centers.
    It certainly does help to know that we in the great state of Florida are ranked #5 in the nation. (in auto insurance rates)

  • October 11, 2007 at 3:43 am
    DWT says:
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    Regardless if PIP is good or bad, what the state is doing is almost impossible for companies to comply with.

    Until 9/13, companies did not know for sure if PIP was going to sunset on 10/01. This meant that companies either had to choose to issue renewals (required 45 days in advance of the effective date) with or without PIP. I guess we had a 50% chance of being right.

    When it became obvious that PIP was going to sunset, we had to program our systems to remove PIP (which usually sounds eaiser that it is).

    Now PIP is back, but it’s not the same and it is effective 1/1/08. Plenty of time…
    Until you realize that companies must file rates and new forms (which will probably be required due to the changes) and reprogram the systems to include PIP. Not only that, but all of this needs to be done by 11/15, so that we can issue the renewals 45 days in advance. Fat chance of that happening… especially since the state will probably not approval 1/2 of the rate filings the first time through.

    All in all, the FL customer is going to get it again! Congratulations Florida!

  • October 11, 2007 at 4:07 am
    David says:
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    This is exactly what Louisiana did several years ago. LA had one of the highest un-insured driver rates in the country. They made it manditory to carry ‘A’ and ‘B’. If you were pulled over for anything and did not have insurance they impounded your car on the spot. A lot of people were left on the side of the road. Also, if you had an accident and the insruance company could not verify proof of insurance, typically the PD claim was denied regardless of liability. You also had a threshold for BI but LA has it’s own problems regarding that issue. The fact your car would not be paid for and also being left on the side of the road got a lot of peoples attention. Florida should take note. If the convicts could get the matter passed in LA then Florida should not have a problem.

  • October 16, 2007 at 3:04 am
    Mad In Florida says:
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    Shame on them is right. Why don’t they ever put this up for a vote by the people that have to pay for this. I’m sick of our so called representives deciding what we need since it certainly doesn’t get paid for by them. Trash PIP just like seven other states have done.

  • July 29, 2008 at 9:58 am
    Daniel says:
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    My aunt has bragged about how SC has had immediate insurance data files on its drivers for LEO enforcement. Florida legislators are in the lobbyists’ vacation rentals for free. Can’t have 5th highest insurance premiums if LEO’s are given proper tools for enforcement. The answer is simple. Actually penalize uninsured motorists. Hit them harder than if they were a DUI. Another joke in Florida. Workers’ Comp in Florida – another joke. Main lawfirm on Gov’s Board directing legislation is also representing management companies to deny WC benefits for Florida claimants. BIGGGGGGGGG conflict, but whose looking. Everybody. Whose listening…NOBODY. A bunch of crooks.



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