LL, Mercury did slip a note to agents that said if they asked nicely and said pretty please that they would \”re-open\” and consider the pool cage claims, however it was not across the board and only happened if requested. Another sign of the fine outstanding service that has long left the room.
It probably comes down to the special language that SF uses in their policies, i.e. SF and slab cases? SF and enclosures? SF customers don\’t realize their policies are more special than other people\’s.
informing us what the policy provisions are in Florida for State Farm and probably all other carriers? Wouldn\’t that tidbit make the article more relevant? What do I know about this story? Either State Farm paid for something they should have or they paid for something they shouldnt have.
that has been approved for distribution to the general public by the insurance commissioner? Special language that has been tested and vetted scores of times before? Special language that has been scrutinized by plaintiffs and defendents attorneys how many times? If it is a part of dwelling extension I would expect it to be ACV, like it would be in my state. Unless of course enough people who suffered losses get together and decide after their loss that they don\’t like ACV. Then they hire a scoundrel to chase the big money which is of course State Farm. Don\’t you think screen enclosures have been damaged before in Florida? How were they handled in previous situations? I am sure the answer is ACV, which is what State Farm rated for, charged for and thought they would be paying claims on. Is it too much brain work for you to wonder how these losses have been handled before?
Thats called precedent.
My company, Cage Works, Cage-Works.com, makes removable screen panels that do not require tools or ladders to be removed prior to a storm. They work like cutting your screen but are reusable. We also reinforce cages to better withstand storms.
The best way to stop insurance problems and maddening inconvenience is to protect what you have.
to altogether too many people, particularly those who serial bash any insurer who cannot find a way to indemnify clients after a loss. Again, what are the policy provisions in the contract for screened enclosures? Are they dwelling extension or part of the dwelling coverage? Some of you State Farm bashers must have at least considered that before you launched into another unfounded tirade. I know my fence, sprinkler system, outdoor lighting, and pool are covered ACV. You bashers, how are those items covered on your policy?
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LL, Mercury did slip a note to agents that said if they asked nicely and said pretty please that they would \”re-open\” and consider the pool cage claims, however it was not across the board and only happened if requested. Another sign of the fine outstanding service that has long left the room.
But what if they were wet when the adjuster looked at them, wouldn\’t that be \”storm surge\”?
I had no idea State Farm had the nerve to do this, while other carriers paid replacement cost. (I don\’t include Mercury, who paid $0.)
Go to Jail !!! Do not Pass Go
It probably comes down to the special language that SF uses in their policies, i.e. SF and slab cases? SF and enclosures? SF customers don\’t realize their policies are more special than other people\’s.
under dwelling extension, which in my state is ACV?
informing us what the policy provisions are in Florida for State Farm and probably all other carriers? Wouldn\’t that tidbit make the article more relevant? What do I know about this story? Either State Farm paid for something they should have or they paid for something they shouldnt have.
that has been approved for distribution to the general public by the insurance commissioner? Special language that has been tested and vetted scores of times before? Special language that has been scrutinized by plaintiffs and defendents attorneys how many times? If it is a part of dwelling extension I would expect it to be ACV, like it would be in my state. Unless of course enough people who suffered losses get together and decide after their loss that they don\’t like ACV. Then they hire a scoundrel to chase the big money which is of course State Farm. Don\’t you think screen enclosures have been damaged before in Florida? How were they handled in previous situations? I am sure the answer is ACV, which is what State Farm rated for, charged for and thought they would be paying claims on. Is it too much brain work for you to wonder how these losses have been handled before?
Thats called precedent.
My company, Cage Works, Cage-Works.com, makes removable screen panels that do not require tools or ladders to be removed prior to a storm. They work like cutting your screen but are reusable. We also reinforce cages to better withstand storms.
The best way to stop insurance problems and maddening inconvenience is to protect what you have.
to altogether too many people, particularly those who serial bash any insurer who cannot find a way to indemnify clients after a loss. Again, what are the policy provisions in the contract for screened enclosures? Are they dwelling extension or part of the dwelling coverage? Some of you State Farm bashers must have at least considered that before you launched into another unfounded tirade. I know my fence, sprinkler system, outdoor lighting, and pool are covered ACV. You bashers, how are those items covered on your policy?