I read with dismay what appears to be insurance fraud. The jury will still be out until all the true facts are known. We still live in a country that presumes innocence, until guilt is proven. But the story gives rise to the question about what is right and wrong. Certainly if invoices were sent where the work was not done is wrong and should be exposed and punished, with a goal towards preventing this sort of thing. But there exists a much bigger question beyond this case. Literally millions of square feet of building materials at a cost of hundreds of millions of dollars were removed following the hurricanes of 2 years ago in Florida. In many cases, some of which i was personally involved in, many square feet were removed \”destroyed\” needlessly. The justification was if you don\’t tear all that out mold could be back behind there and you\’ll never be able to sell these places again. Contracts were signed, checks were written, and demolition was begun. In many cases the removed sheetrock had no sign of mold at all. No apparant damage. Yet in no case was work altered to reduce the amount of demolition. The contracts were signed and work progressed, until the payee ran out of insurance money, then work simply stopped and in many cases the demolition company moved on leaving units in a state of partial repair, some of these units are still in a state of partial repair, or the owners came up with the additional money themselves, some by small business loans, secured by our government. I\’m glad this insurance company was dilligent in catching this apparant fraud. But where was the dilligence when millions were being paid. Mold should not be used as a scare tactic to extract money needlessly. Insurance rates are out of this world in Florida. Companies were leaving the state in a hurry, leaving many totally uninsured. The state had to pass a law forbidding any more cancellations. Do we need dilligence and oversight? You be the judge. The phrase i heard more often than i liked was; \”It\’s not my money, the insurance company is paying for this\”. Who\’s paying for it now? With whos\’ money? Play the system for all it\’s worth and soon the system isn\’t worth much anymore.
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I read with dismay what appears to be insurance fraud. The jury will still be out until all the true facts are known. We still live in a country that presumes innocence, until guilt is proven. But the story gives rise to the question about what is right and wrong. Certainly if invoices were sent where the work was not done is wrong and should be exposed and punished, with a goal towards preventing this sort of thing. But there exists a much bigger question beyond this case. Literally millions of square feet of building materials at a cost of hundreds of millions of dollars were removed following the hurricanes of 2 years ago in Florida. In many cases, some of which i was personally involved in, many square feet were removed \”destroyed\” needlessly. The justification was if you don\’t tear all that out mold could be back behind there and you\’ll never be able to sell these places again. Contracts were signed, checks were written, and demolition was begun. In many cases the removed sheetrock had no sign of mold at all. No apparant damage. Yet in no case was work altered to reduce the amount of demolition. The contracts were signed and work progressed, until the payee ran out of insurance money, then work simply stopped and in many cases the demolition company moved on leaving units in a state of partial repair, some of these units are still in a state of partial repair, or the owners came up with the additional money themselves, some by small business loans, secured by our government. I\’m glad this insurance company was dilligent in catching this apparant fraud. But where was the dilligence when millions were being paid. Mold should not be used as a scare tactic to extract money needlessly. Insurance rates are out of this world in Florida. Companies were leaving the state in a hurry, leaving many totally uninsured. The state had to pass a law forbidding any more cancellations. Do we need dilligence and oversight? You be the judge. The phrase i heard more often than i liked was; \”It\’s not my money, the insurance company is paying for this\”. Who\’s paying for it now? With whos\’ money? Play the system for all it\’s worth and soon the system isn\’t worth much anymore.