What The Governor said was \”Some May argue that a decision to veto this bill is a decision to repeal PIP, but that is not accurate. With tthe Veto iof this bill, the Legislature will have the oppourtunity to address the issue during the 2007 regular session, prior to the October 1, 2007 scheduled repeal of PIP.\”
So we will see you on March 6, 2007. No-Fault is good for the consumer and Florida\’s 85 Million Tourists who come to this Great State.
Colorado consumers aftter the repeal of PIP may pay slightly less but they get less coverage. Also costs are shifted to other types of insurance Health and Work Comp. Which most consumers dont pay but Employers like myself do. PIP will be back!
We now have the elimination of yet another form of health insurance, which for some people, is the only coverage they have. It also eliminates the \”Lost wages\” when someone has an accident. If a person cant work, it can be devastating to a family.
Also, health insurance (if you have it)will pick up the cost to treat accident victims. The problem is, health insurers will put a lien on any settlement that a accident victim may have. Victims will end up with nothing. It may dissuade people from suing, but it seems to me it also takes away the right of a citizen to be compensated.
Auto insurers are always griping about the cost of PIP, and how it is costing too much for consumers. BUT, PIP is usually the least expensive part of the insurance plan aside from towing and rental car coverage. I pay $78 every 6 months/per car. Take a look at the comp and collision portion–that\’s what needs reform.
If I didn\’t know any better, I would think that our governor cares less about us citizens and more about his insurance buddies.
Maybe after he goes, and we get a more consumer friendly Governor, the no fault law will have another chance in the legislative session in the early part of 07.
It really amazes me, that people can vote for people who are against their own best interest. What type of intelligent person, with an IQ over 75, would vote for and support this governor? I KNOW that most Floridians, if they actually spent 5 minutes away from American Idol to read the Newspaper, would not approve of this. Only a person that has a financial stake in the insurance companies would want something like this to pass.
People, please wake up. If we are not going to contest proposed changes when we disagree with them, these horrible changes will eventually happen.
Accident victims are compensated now, to extremes. FL PIP has a \’permanent injury\’ threshhold in order to sue the at fault party. It is rare that I have seen any medical report from any medical provider that does not give at least 1% disability, thus opening the gates for pain & suffering, consortium, etc. PIP abuse in FL is rampant. IF it can be revised, it will do all of the things outlined by Not a Friend. However, if it is not overhauled w/ major changes, abuses and fraud will continue and rates will continue to go up.
If you read the FL senate report, there is no crisis in Florida\’s auto insurance market! It is affordable. What a joke, you say rates will continue to go up. Rates are coming down because it is a competitive market.
Insurance companies they just want to move to a no-pay policy.
Here in South Forida, there is a lot of fraud. Because of this, insurers should not have to pay out on any claims unless the insured actually dies in the accident. Herniated disks, loss of limbs, brain dysfunction and severe pain can often be found in uninjured individuals(pre-existing). Therefore none of these trivial problems needs to be taken seriously by insurance companies. We should also ask our employee Jeb to forbid those silly ambulance drivers from taking accident victims to the hospital since we really have no intention of paying their skyhigh bills anyway. If the victim has regular health insurance then he should be able to go to the hospital and be taken care of. But he should not even hope for a minute that we will cover any of his medical care. One last thing: Can our employee Jeb please make sure that we only have to pay 25% of the Blue Book value of the victim\’s car. This will allow us to save money to fight fraud. Also, a 50% increase in premiums should be mandated by our Jeb so that we are able to continue to write new businees in this difficult state of Florida.
Silly people. The traditional tort system is much better than no fault. To simplify things, think about this. . .
Should your insurance company pay for injuries you sustained due to another\’s negligence, or should the negligent party?
If the negligent party is uninsured, then get uninsured motorists coverage. There is no need for mandatory PIP, this is a way for insurance rates to go up and fraud to run rampant. This is the reason there is such a thing as subrogation. If you want to insure all the uninsured people with PIP coverage, then buy it, but don\’t make it mandatory. . .think about it.
If there is abuse in the system, then the major change in PIP should be geared toward reducing the fraud and abuse. I am all for THAT. I think, everyone is for that, unless you are one of the ones committing the fraud.
Have you ever been in an accident, and have been injured? I have. Small accident, and now I been suffering every day of my life for the past 7 or 8 years. I got 5 grand for my accident. My PIP paid out 7 grand. Why the hell should anyone care about inurance companies and their \”bottom line\”? They sell the insurance because it is mandated by the state, but they also CHARGE for the insurace, which they STILL profit from, in spite of the so called abuse. You know what? I think that the insurance companies abuse US!
And one more thing. I dont know who you think you are over there, Sitting on the fence for now, but I think you are living in a dream world. You are obviously a lawyer, right? Well, I say your good friend jeb, passes a new law that prevents YOU from sucking the life out of everyone, including those that are injured and you are representing. Let\’s say that the new law is that you can\’t make more than 2% instead of 33% on PI cases. I think that\’s fair. ALL you people do is sit at your dest playing computer solitare, waiting for the phone to ring, with the mother of a crippled child. If you have such a problem with the permanent impairments, why are you over there trying to settle cases that you \”KNOW\” are fraud and abuse? You suck, and you disgust me. Talking about \”rampant\” abuse. Real funny, you are. Real funny.
UA employee Jeb should not have vetoed this bill. I am a medical provider and treat many accident victims, which PIP has covered (along with lost wages). Jeb wanted a fee schedule? Well there was an important change within the vetoed bill concerning preferred provider programs. This would have controlled costs by allowing providers to elect themselves to agree to fee schedules. Insurers would encourage their injured policy-holders to see these providers who have decided for themselves to accept lower fees. This has never been in the PIP law. Attorneys that I speak to (about the veto) are excited about handling injury cases without PIP. They look forward to higher settlements. Way to go Jeb!
How \’bout forming another company that collects lots of premiums, makes million$ per week and also refuses to pay out for their injured insureds…..Maybe one of the other Jeb droppings can throw his weight and protection behind such a company like Tom and Jeb have for us. Plus we need a little competition. This is America and we\’re a bit lonely here at the top (of the trash dump!).
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What The Governor said was \”Some May argue that a decision to veto this bill is a decision to repeal PIP, but that is not accurate. With tthe Veto iof this bill, the Legislature will have the oppourtunity to address the issue during the 2007 regular session, prior to the October 1, 2007 scheduled repeal of PIP.\”
So we will see you on March 6, 2007. No-Fault is good for the consumer and Florida\’s 85 Million Tourists who come to this Great State.
Colorado consumers aftter the repeal of PIP may pay slightly less but they get less coverage. Also costs are shifted to other types of insurance Health and Work Comp. Which most consumers dont pay but Employers like myself do. PIP will be back!
Thanks to governor Bush:
We now have the elimination of yet another form of health insurance, which for some people, is the only coverage they have. It also eliminates the \”Lost wages\” when someone has an accident. If a person cant work, it can be devastating to a family.
Also, health insurance (if you have it)will pick up the cost to treat accident victims. The problem is, health insurers will put a lien on any settlement that a accident victim may have. Victims will end up with nothing. It may dissuade people from suing, but it seems to me it also takes away the right of a citizen to be compensated.
Auto insurers are always griping about the cost of PIP, and how it is costing too much for consumers. BUT, PIP is usually the least expensive part of the insurance plan aside from towing and rental car coverage. I pay $78 every 6 months/per car. Take a look at the comp and collision portion–that\’s what needs reform.
If I didn\’t know any better, I would think that our governor cares less about us citizens and more about his insurance buddies.
Maybe after he goes, and we get a more consumer friendly Governor, the no fault law will have another chance in the legislative session in the early part of 07.
It really amazes me, that people can vote for people who are against their own best interest. What type of intelligent person, with an IQ over 75, would vote for and support this governor? I KNOW that most Floridians, if they actually spent 5 minutes away from American Idol to read the Newspaper, would not approve of this. Only a person that has a financial stake in the insurance companies would want something like this to pass.
People, please wake up. If we are not going to contest proposed changes when we disagree with them, these horrible changes will eventually happen.
—Saddened by this whole thing.
Accident victims are compensated now, to extremes. FL PIP has a \’permanent injury\’ threshhold in order to sue the at fault party. It is rare that I have seen any medical report from any medical provider that does not give at least 1% disability, thus opening the gates for pain & suffering, consortium, etc. PIP abuse in FL is rampant. IF it can be revised, it will do all of the things outlined by Not a Friend. However, if it is not overhauled w/ major changes, abuses and fraud will continue and rates will continue to go up.
If you read the FL senate report, there is no crisis in Florida\’s auto insurance market! It is affordable. What a joke, you say rates will continue to go up. Rates are coming down because it is a competitive market.
Insurance companies they just want to move to a no-pay policy.
Here in South Forida, there is a lot of fraud. Because of this, insurers should not have to pay out on any claims unless the insured actually dies in the accident. Herniated disks, loss of limbs, brain dysfunction and severe pain can often be found in uninjured individuals(pre-existing). Therefore none of these trivial problems needs to be taken seriously by insurance companies. We should also ask our employee Jeb to forbid those silly ambulance drivers from taking accident victims to the hospital since we really have no intention of paying their skyhigh bills anyway. If the victim has regular health insurance then he should be able to go to the hospital and be taken care of. But he should not even hope for a minute that we will cover any of his medical care. One last thing: Can our employee Jeb please make sure that we only have to pay 25% of the Blue Book value of the victim\’s car. This will allow us to save money to fight fraud. Also, a 50% increase in premiums should be mandated by our Jeb so that we are able to continue to write new businees in this difficult state of Florida.
Silly people. The traditional tort system is much better than no fault. To simplify things, think about this. . .
Should your insurance company pay for injuries you sustained due to another\’s negligence, or should the negligent party?
If the negligent party is uninsured, then get uninsured motorists coverage. There is no need for mandatory PIP, this is a way for insurance rates to go up and fraud to run rampant. This is the reason there is such a thing as subrogation. If you want to insure all the uninsured people with PIP coverage, then buy it, but don\’t make it mandatory. . .think about it.
Hey, Sitting on the fence for now:
If there is abuse in the system, then the major change in PIP should be geared toward reducing the fraud and abuse. I am all for THAT. I think, everyone is for that, unless you are one of the ones committing the fraud.
Have you ever been in an accident, and have been injured? I have. Small accident, and now I been suffering every day of my life for the past 7 or 8 years. I got 5 grand for my accident. My PIP paid out 7 grand. Why the hell should anyone care about inurance companies and their \”bottom line\”? They sell the insurance because it is mandated by the state, but they also CHARGE for the insurace, which they STILL profit from, in spite of the so called abuse. You know what? I think that the insurance companies abuse US!
And one more thing. I dont know who you think you are over there, Sitting on the fence for now, but I think you are living in a dream world. You are obviously a lawyer, right? Well, I say your good friend jeb, passes a new law that prevents YOU from sucking the life out of everyone, including those that are injured and you are representing. Let\’s say that the new law is that you can\’t make more than 2% instead of 33% on PI cases. I think that\’s fair. ALL you people do is sit at your dest playing computer solitare, waiting for the phone to ring, with the mother of a crippled child. If you have such a problem with the permanent impairments, why are you over there trying to settle cases that you \”KNOW\” are fraud and abuse? You suck, and you disgust me. Talking about \”rampant\” abuse. Real funny, you are. Real funny.
One more thing:
Notice the title of this article, will you?
\”Industry Groups Applaud Gov. Bush for Vetoing No-Fault Extension\”
Industry groups. OK? Not consumer groups. This is NOT what the people want in Florida. This is what the INSURANCE INDUSTRY wants in Florida.
UA employee Jeb should not have vetoed this bill. I am a medical provider and treat many accident victims, which PIP has covered (along with lost wages). Jeb wanted a fee schedule? Well there was an important change within the vetoed bill concerning preferred provider programs. This would have controlled costs by allowing providers to elect themselves to agree to fee schedules. Insurers would encourage their injured policy-holders to see these providers who have decided for themselves to accept lower fees. This has never been in the PIP law. Attorneys that I speak to (about the veto) are excited about handling injury cases without PIP. They look forward to higher settlements. Way to go Jeb!
How \’bout forming another company that collects lots of premiums, makes million$ per week and also refuses to pay out for their injured insureds…..Maybe one of the other Jeb droppings can throw his weight and protection behind such a company like Tom and Jeb have for us. Plus we need a little competition. This is America and we\’re a bit lonely here at the top (of the trash dump!).