I was injured on the job on 2/99. On 2/31/01 my neuro surgeon said he could do no more. \”Scar tissue\” grown in my L-5 S-1 disc space, was irritating the nerve and was inoperable. He recomended pain management. This was relayed to my carrier Underwriter\’s. On 3/04,yes three years later, I had a Medtronic\’s Medication pump implanted in my right abdomen. I now recieve 1.25mg of morphine every 24 hours continuously. The relief for the pain has been immense. What did I do to Underwriter\’s for them to leave me in agony so long? My world consisted of bed to chair to recliner and back to bed for three years. I want to take this chance to thank the industry for having such low unworkmanlike and unprofessional standards. Thank god for attorneys or I would have gotten nothing.
Thanks for the response. No I was not at fault for the injury. My case manager Jane Clevenger said\”I guess you fell through the cracks\”. As for seeing MD\’s, the WC system in Florida is so horrible it is nearly impossible to find one who will. I worked as a nurse in the hospital where I was injured and I know many MD\’s who say confidentially, the system is broken. I was sent to the wrong MD\’s twice. It was not up to me who I saw. Md\’s in other states will not touch me. What took Underwriter\’s so long was sloth. I even have an attorney and it still took three years. I have been told this is standard. I say again the WC industry has no standards and wants none. With out the prescence of law suits and large settlements there is no way to make them move. Why should they? We are required by law to have WC and the law makes no allowance for unprofessional and unworkman like results. They pick the MD and than ignored his reccomendations.
Harlow, exactly what does your case have to do with joint and several liability?
It sounds like you had a work comp claim, where you at fault for the injury?
What took your doctor so long to suggest the morphine pump?
I hope things are looking up for you, I know all about back pain and injuries, but I never wait for someone else to decide when I get to do treatment or pain management, the medical society is really bent on puching all the meds they can, I really wonder what took so long for you to get relief.
This is indeed good news for FL. Certainly no surprise that Mr. Gallagher took this opportunity to campaign. As someone else posted, perhaps it would have been good to give a little credit to Bush too.
First of all, your Work Comp claim has nothing to do with the subject of Joint & Several Liability.
Secondly, Underwriters don\’t make treatment decisions, Claims Adjusters do.
Thirdly, many ofthe issues you mention as being broken in the Florida WC system were fixed with the new legislation passed in 2003, which has resulted in WC rates in Florida being reduced by 30% since then.
I hope your current regime has enabled you to return to work, if even on a Light Duty basis, which is critical to any successful Work Comp program.
Joint & Several was \”reformed\” the same way in Calif. 20 years ago. Previously it was unfair ,but now this law is used to screw people here. Take for instance the guy who was hit head-on and the driver at fault says accident was caused by an unknown (phantom) driver who caused driver to end up on the wrong side of the road. Insurer then says they are not responsible-phantom driver is, but out of the kindness of their heart they will cover 50%. How is that fair?–His own insurance says this doesn\’t fall within uninsured-underinsured coverage in his own personal policy. Basically the guy is covering 50% of his own pain and suffering (which was substantial).
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Senator Frist,
Partial Bill History HCA., Good Samaritan Hospital.
FAMILY INVESTMENT PROGRAM
Sounding off again. See any comparison VPA, Calabasas California?
I wonder why Gallagher did not recognize GOV Bush\’s efforts on this one. Guess he thinks that he has a chance!!!
I was injured on the job on 2/99. On 2/31/01 my neuro surgeon said he could do no more. \”Scar tissue\” grown in my L-5 S-1 disc space, was irritating the nerve and was inoperable. He recomended pain management. This was relayed to my carrier Underwriter\’s. On 3/04,yes three years later, I had a Medtronic\’s Medication pump implanted in my right abdomen. I now recieve 1.25mg of morphine every 24 hours continuously. The relief for the pain has been immense. What did I do to Underwriter\’s for them to leave me in agony so long? My world consisted of bed to chair to recliner and back to bed for three years. I want to take this chance to thank the industry for having such low unworkmanlike and unprofessional standards. Thank god for attorneys or I would have gotten nothing.
Great News and long over due.
Attorneys and their democratic base must be crying in their beer today…
Thanks for the response. No I was not at fault for the injury. My case manager Jane Clevenger said\”I guess you fell through the cracks\”. As for seeing MD\’s, the WC system in Florida is so horrible it is nearly impossible to find one who will. I worked as a nurse in the hospital where I was injured and I know many MD\’s who say confidentially, the system is broken. I was sent to the wrong MD\’s twice. It was not up to me who I saw. Md\’s in other states will not touch me. What took Underwriter\’s so long was sloth. I even have an attorney and it still took three years. I have been told this is standard. I say again the WC industry has no standards and wants none. With out the prescence of law suits and large settlements there is no way to make them move. Why should they? We are required by law to have WC and the law makes no allowance for unprofessional and unworkman like results. They pick the MD and than ignored his reccomendations.
Harlow, exactly what does your case have to do with joint and several liability?
It sounds like you had a work comp claim, where you at fault for the injury?
What took your doctor so long to suggest the morphine pump?
I hope things are looking up for you, I know all about back pain and injuries, but I never wait for someone else to decide when I get to do treatment or pain management, the medical society is really bent on puching all the meds they can, I really wonder what took so long for you to get relief.
This is indeed good news for FL. Certainly no surprise that Mr. Gallagher took this opportunity to campaign. As someone else posted, perhaps it would have been good to give a little credit to Bush too.
Management of Health Service\’s.
http://media.corporate-ir.net/media_files/NYS/MHS/reports/2004ar.pdf
It\’s not Lump & Go with my son\’s Toy\’s R Us either!
http://www.1966batmobile.com/toys.htm
http://www.comptroller.state.tn.us/lg/map/decatur/certified.pdf
First of all, your Work Comp claim has nothing to do with the subject of Joint & Several Liability.
Secondly, Underwriters don\’t make treatment decisions, Claims Adjusters do.
Thirdly, many ofthe issues you mention as being broken in the Florida WC system were fixed with the new legislation passed in 2003, which has resulted in WC rates in Florida being reduced by 30% since then.
I hope your current regime has enabled you to return to work, if even on a Light Duty basis, which is critical to any successful Work Comp program.
Good Luck in the future.
Joint & Several was \”reformed\” the same way in Calif. 20 years ago. Previously it was unfair ,but now this law is used to screw people here. Take for instance the guy who was hit head-on and the driver at fault says accident was caused by an unknown (phantom) driver who caused driver to end up on the wrong side of the road. Insurer then says they are not responsible-phantom driver is, but out of the kindness of their heart they will cover 50%. How is that fair?–His own insurance says this doesn\’t fall within uninsured-underinsured coverage in his own personal policy. Basically the guy is covering 50% of his own pain and suffering (which was substantial).