Its hard to say “let the buyer beware” to somebody too stupid to buy the proper insurance.Obviously this grandstanding snake oil salesman wants to pass his clients stupidity on to the rest of his fellow USAA members in the form of higher premiums.As long as he gets his 50% he could care less.Time for tort reform.
I am non-lawyer, law school graduate who is completely disenchanted with the legal system at the moment. This particular suit may be completely absurd. I agree that it is basically common knowledge that there is a difference between homeowner’s and flood insurance. What’s more, the insured really should at least read the coverage section of his insurance policy. However, it is important to note that the insurance industry, who happens to be the defendant in this case, is very dependent on law suits. If there weren’t any law suits, no one would have any need to purchase liability insurance. Besides, sometimes lawyers sue bad people too.
Everyone knows that you need to get flood insurance separate from homeowners. If I were the judge/jury I’d just laugh at the homeowner for being so ignorant. It’s not the insurance companies fault that the homeowner did not get flood insurance. You can’t even purchase flood insurance through the homeowners anyways, you have to get it from the government.
This is a pure jerk, why should the insurance company tell the home owner about the flood insurance, must we forget who sold the policy, the dumb agent. Its his duty to make sure his clients are covered foe all risks
Sure…Blame the agent. Oh wait…This suit is againt USAA. Last time I checked USAA didn’t have agents, just helpful customer service reps located in another state somewhere. Maybe if he had an agent…and a company that values agents…there wouldn’t have been an uncovered exposure.
Not to mention, how many homeowners cry and moan about having to purchase flood insurance as a condition of their mortgage. It happens daily. Thanks to the legal profession, consumers no longer have any responsibility. BTW, agents are a valuable resource for consumers, but getting some of them to listen to your advice can be very frustrating. They act as though all agents are just trying to sell invaluable coverage to make more money.
Got to love them for looking out for themselves and the MONEY. If Florida gets one of those Clinton/Kerry Judges then you can bet the homeowners policy will cover it. The claimant is always right!
USAA is a direct writer, 800 number company! They did not have “agent”, just order takers over the phone. Perhaps this is a good advertisement for the public to think about using a REAL agent!
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Its hard to say “let the buyer beware” to somebody too stupid to buy the proper insurance.Obviously this grandstanding snake oil salesman wants to pass his clients stupidity on to the rest of his fellow USAA members in the form of higher premiums.As long as he gets his 50% he could care less.Time for tort reform.
Hey Guys & Gals,
Give the bloodsucking, ambulance chasing, atty’s a chance, they’ll include you too in the suit. Go Bob, Tort Reform is in the way!!!
God forbid the homeowner take responsibility for not investigating the need for flood insurance.
This ought to be fun to watch, as companies teetering on insolvency now deal with the pit bulls of industry.
I am non-lawyer, law school graduate who is completely disenchanted with the legal system at the moment. This particular suit may be completely absurd. I agree that it is basically common knowledge that there is a difference between homeowner’s and flood insurance. What’s more, the insured really should at least read the coverage section of his insurance policy. However, it is important to note that the insurance industry, who happens to be the defendant in this case, is very dependent on law suits. If there weren’t any law suits, no one would have any need to purchase liability insurance. Besides, sometimes lawyers sue bad people too.
Everyone knows that you need to get flood insurance separate from homeowners. If I were the judge/jury I’d just laugh at the homeowner for being so ignorant. It’s not the insurance companies fault that the homeowner did not get flood insurance. You can’t even purchase flood insurance through the homeowners anyways, you have to get it from the government.
This is a pure jerk, why should the insurance company tell the home owner about the flood insurance, must we forget who sold the policy, the dumb agent. Its his duty to make sure his clients are covered foe all risks
Sure…Blame the agent. Oh wait…This suit is againt USAA. Last time I checked USAA didn’t have agents, just helpful customer service reps located in another state somewhere. Maybe if he had an agent…and a company that values agents…there wouldn’t have been an uncovered exposure.
Not to mention, how many homeowners cry and moan about having to purchase flood insurance as a condition of their mortgage. It happens daily. Thanks to the legal profession, consumers no longer have any responsibility. BTW, agents are a valuable resource for consumers, but getting some of them to listen to your advice can be very frustrating. They act as though all agents are just trying to sell invaluable coverage to make more money.
Got to love them for looking out for themselves and the MONEY. If Florida gets one of those Clinton/Kerry Judges then you can bet the homeowners policy will cover it. The claimant is always right!
USAA is a direct writer, 800 number company! They did not have “agent”, just order takers over the phone. Perhaps this is a good advertisement for the public to think about using a REAL agent!