If homeowners would educate themselves on the appraisal clause of their insurance policy, they would realize that a public adjuster is not needed when a dispute about the value of a claim arises.
The problem with roofers acting as a negotiator between the client and the insurance company, besides the obvious conflict of interest, is when determining what damages are covered, those details are in the policy. The value of the repair is different from the coverage valuation of the policy.
A seasoned adjuster knows policy language like the back of his/her hand. If you miscalculate the coverage, the insurance company will use their expertise against the ignorance of the person doing the negotiations.
Also, something to keep in mind, there are plenty of bad PAs running the streets looking to throw your claim into an attorney claim mill. With the vast number of hail storms hitting Texas, this is becoming a serious problem. Be careful…
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If homeowners would educate themselves on the appraisal clause of their insurance policy, they would realize that a public adjuster is not needed when a dispute about the value of a claim arises.
The problem with roofers acting as a negotiator between the client and the insurance company, besides the obvious conflict of interest, is when determining what damages are covered, those details are in the policy. The value of the repair is different from the coverage valuation of the policy.
A seasoned adjuster knows policy language like the back of his/her hand. If you miscalculate the coverage, the insurance company will use their expertise against the ignorance of the person doing the negotiations.
Also, something to keep in mind, there are plenty of bad PAs running the streets looking to throw your claim into an attorney claim mill. With the vast number of hail storms hitting Texas, this is becoming a serious problem. Be careful…