I suggest every citizen is notified that you get what you give. If you choose to NOT buy auto insurance to protect other drivers WHEN you hit them, you GET exactly what you WOULD have paid the other party. THEN, you will see people all buy insurance. I DARE any State to try such an arrangement but most constitutions would need to be changed to remove the guaranteed upside for ambulance chaser attorneys. They would NEVER let that happen because they have “our” best interests in mind. (and their wallets)
It has taken time for TDI and the other state agencies to get things moving but that was to be expected since this is a very large and unique system. Kudos to Melissa Burkhart, Scott Landfried, TDI staff, the other agencies & the vendors involved.
As the FRVP gets ramped up and goes in to the production phase hiccups are to be expected. But seeing the word “flawlessly” being used in the testing phase is very encouraging.
Those us who early on, years back, supported the legislation allowing for the system hoped to eventually see that Texas would have the best “insurance verification” system in the nation. From what I read here that may be where we are headed. And that is a very good thing for Texans.
Texas isn’t alone in the growing number of uninsured drivers…
When the states begin impounding and selling the cars of uninsured motorists, only then will the numbers start to decrease…
Wes, you are exactly right. I don’t see here where there is much of an incentive to carry insurance for those who are willing to roll the dice. Take their vehicle away right there on the spot and impound it…now, that’s an incentive that has already been proven by other states.
A large number of uninsured will always be with us regardless of the laws we try to enforce. I suggest we no longer make ins mandatory, but substitute “No Play, No Pay” where the uninsured can receive only reimbursement of medical expenses and loss of income. Both losses, expenses, and premiums will go down. Those who can not afford ins, but must have a car, will no longer be a criminal.
I concur w/all especially Wes and AZInsman. A person’s right to recover should be in proportion to their ability to protect those they might injure/damage. Society’s “rules” are that you must have insurance or some form of financial responsibility to drive a vehicle. There needs to be a zero tolerance policy on this. No insurance……impound and sell the vehicle to offset the damages caused. Driving is a priviledge and with that comes a responsibility to be able to pay for accidents you cause. Can’t afford insurance? Too bad. Then don’t drive. Maybe that would provide the incentive to get a job.
Well some of us have a real bad attitude towards uninsured drivers don’t we.
When I drive south of the border I never buy insurance since they have free health care for “visiting” Americans and their drivers pay extra to cover uninsured Americans like me. Why should we not treat illegals like we are treaated in their country.
This is how we scum bag Americans are treated when we go south of the border isn’t it? Tell me it is so.
My 21yr-old daughter let her insurance lapse and had an accident 4 days later. She now owes the person she hit $5K thanks to a small claims court loss and has had her license revoked until she pays it.
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I suggest every citizen is notified that you get what you give. If you choose to NOT buy auto insurance to protect other drivers WHEN you hit them, you GET exactly what you WOULD have paid the other party. THEN, you will see people all buy insurance. I DARE any State to try such an arrangement but most constitutions would need to be changed to remove the guaranteed upside for ambulance chaser attorneys. They would NEVER let that happen because they have “our” best interests in mind. (and their wallets)
“Hayes” County, eh? Where is that??
Hays County would be the correct county.
Good news.
It has taken time for TDI and the other state agencies to get things moving but that was to be expected since this is a very large and unique system. Kudos to Melissa Burkhart, Scott Landfried, TDI staff, the other agencies & the vendors involved.
As the FRVP gets ramped up and goes in to the production phase hiccups are to be expected. But seeing the word “flawlessly” being used in the testing phase is very encouraging.
Those us who early on, years back, supported the legislation allowing for the system hoped to eventually see that Texas would have the best “insurance verification” system in the nation. From what I read here that may be where we are headed. And that is a very good thing for Texans.
Texas isn’t alone in the growing number of uninsured drivers…
When the states begin impounding and selling the cars of uninsured motorists, only then will the numbers start to decrease…
W
Bet you don’t have anywhere near 25% uninsured in the Valley (more like 67%).
Wes, you are exactly right. I don’t see here where there is much of an incentive to carry insurance for those who are willing to roll the dice. Take their vehicle away right there on the spot and impound it…now, that’s an incentive that has already been proven by other states.
A large number of uninsured will always be with us regardless of the laws we try to enforce. I suggest we no longer make ins mandatory, but substitute “No Play, No Pay” where the uninsured can receive only reimbursement of medical expenses and loss of income. Both losses, expenses, and premiums will go down. Those who can not afford ins, but must have a car, will no longer be a criminal.
I concur w/all especially Wes and AZInsman. A person’s right to recover should be in proportion to their ability to protect those they might injure/damage. Society’s “rules” are that you must have insurance or some form of financial responsibility to drive a vehicle. There needs to be a zero tolerance policy on this. No insurance……impound and sell the vehicle to offset the damages caused. Driving is a priviledge and with that comes a responsibility to be able to pay for accidents you cause. Can’t afford insurance? Too bad. Then don’t drive. Maybe that would provide the incentive to get a job.
Well some of us have a real bad attitude towards uninsured drivers don’t we.
When I drive south of the border I never buy insurance since they have free health care for “visiting” Americans and their drivers pay extra to cover uninsured Americans like me. Why should we not treat illegals like we are treaated in their country.
This is how we scum bag Americans are treated when we go south of the border isn’t it? Tell me it is so.
My 21yr-old daughter let her insurance lapse and had an accident 4 days later. She now owes the person she hit $5K thanks to a small claims court loss and has had her license revoked until she pays it.