HOW MANY OF THOSE UNINSURED DRIVERS HAVE A TRAY OF BUTTS NEXT TO THE FRONT SEAT. SOMEHOW THAT SEEMS TO MAKE THE BUDGET. NOT ALWAYS A “TELL” AS THEY SAY IN POKER, BUT GOOD ENOUGH TO BET ON IT.
“One lady in particular, … gets hit by an uninsured motorist, and now she has no vehicle and no money to replace the vehicle.”
Did this woman not have Uninsured Motorist coverage on her policy? And if she didn’t, why didn’t her agent call it to her attention?
Now correct me if I’m wrong but I believe that uninsured motorist coverage is available in most areas for a fairly low premium. I.e. here in NC we can provide 30,000/60,000 UMBI & 25,000 UMPD for about $9.00 every 6 months per auto covered.
We, as an agency, will only sell an auto policy without this coverage under protest and it requires that the insured provide us with a hand-written and signed statement that they do not want to purchase the coverage.
problem is that 25% of those um….to me that is really to high…here’s what you need to put numbers together is how many accidents are happening with um drvrs?…
concern would be if i have enuf insurance to cover my medical and my passengers. cost, cost, cost!!!
this is why i like NC, because even just the permit or license you have to show you have insurance. i wish all the states would have that. this would resolve probably 80% of the um.
Thanks, I didn’t know that it was that unavailible/expensive there. Out of curiosity, what sort of premium are you all looking at for 6-months coverage for UM BI/PD on an average basis?
Why don’t they devise a system where you pay for you premiums and you get a sticker in return that you put on your license plate just like the yearly tags, so the officers can “see” clearly who has purchased auto insurance and who hasn’t. You should get a sticker each time you make a payment, whether it be every six months or monthly.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
*nod*
Tom is correct, no UMPD available in the state.
” *small cut* …Jarman said. “The reason why that is, is because it’s a social issue, the social issue being, “I can’t afford it.”‘
*blink*
No, that would be an economic or financial issue.
A social issue would be, “Nobody else has to have it, I don’t think I should either.”
This is a state official. Must be the schools in Oklahoma.
Let’s see now if one in four drivers are uninsured that means there are 25 uninsured drivers in the great state of OK.
HOW MANY OF THOSE UNINSURED DRIVERS HAVE A TRAY OF BUTTS NEXT TO THE FRONT SEAT. SOMEHOW THAT SEEMS TO MAKE THE BUDGET. NOT ALWAYS A “TELL” AS THEY SAY IN POKER, BUT GOOD ENOUGH TO BET ON IT.
“One lady in particular, … gets hit by an uninsured motorist, and now she has no vehicle and no money to replace the vehicle.”
Did this woman not have Uninsured Motorist coverage on her policy? And if she didn’t, why didn’t her agent call it to her attention?
Now correct me if I’m wrong but I believe that uninsured motorist coverage is available in most areas for a fairly low premium. I.e. here in NC we can provide 30,000/60,000 UMBI & 25,000 UMPD for about $9.00 every 6 months per auto covered.
We, as an agency, will only sell an auto policy without this coverage under protest and it requires that the insured provide us with a hand-written and signed statement that they do not want to purchase the coverage.
Carriend
When I was in Oklahoma UM only covered medical not physical damage. And in Oklahoma it is expensive.
problem is that 25% of those um….to me that is really to high…here’s what you need to put numbers together is how many accidents are happening with um drvrs?…
concern would be if i have enuf insurance to cover my medical and my passengers. cost, cost, cost!!!
this is why i like NC, because even just the permit or license you have to show you have insurance. i wish all the states would have that. this would resolve probably 80% of the um.
Thanks, I didn’t know that it was that unavailible/expensive there. Out of curiosity, what sort of premium are you all looking at for 6-months coverage for UM BI/PD on an average basis?
This is a great reason to stay out of Oklahoma. Someday, someone will come up with a system that prevents this from happening.
Why don’t they devise a system where you pay for you premiums and you get a sticker in return that you put on your license plate just like the yearly tags, so the officers can “see” clearly who has purchased auto insurance and who hasn’t. You should get a sticker each time you make a payment, whether it be every six months or monthly.