Sam didnt you say that we are at almost 0% unemplyment and that most all Walmart workers had healthcare?
Thats not true, many many Americnas and Walmart employees are without coverage. And have you seen waht Walmart offers, WOW that coverage is really insufficient, or horrible as my friend puts it.
Also, even though we are at lomost 100% employment, the jobs that we lost were replced with jobs that pay less and have less benefits.
Both the Republicrats and the Demogods are Globalists that are controlled by the power elite. And they want Globalism, so most politicians dont really care about losing jobs, they care about their Masters, the Corporations, and the Corporation wants cheep lobor and high profits.
This isnt debatable is it? Im just saying look for the standard of living in the USA to decrease. If you are middle class you will spend more and make less, regardless of which political party appears to be in control.
Im not a protectionist, I understand that we are very fortunate in the US and that naturally our jobs will go oversees if someone else can do the job for less.
But lets at least be honest about what is happening, the middle class is becoming poorer and the rich are getting richer, and no Democrat or Republican is going to change that.
Unless you plan on becoming a millionairre any time soon, you and your children will have to get by on less, and Walmart will be a part of how it happened.
Most of the people reading these messages are going to turn around years from now and say \”WHAT HAPPENED?\”
Wally: Sam didnt you say that we are at almost 0% unemplyment and that most all Walmart workers had healthcare?
Sam: Yes.
Wally: Thats not true, many many Americnas and Walmart employees are without coverage.
Sam: Wrong. Most Wal-Mart empoyees have it through Wal-Mart or a family member. Factorino.
Wally: And have you seen waht Walmart offers, WOW that coverage is really insufficient, or horrible as my friend puts it.
Sam: Where is it written that employers must provide health care? Nowhere. If Wal-mart doesn\’t pay enough or offer enough bennies then employees are free to leave. This is America. Or do we want a communist revolution and have universal health care a la Cuba?
Wally: Also, even though we are at lomost 100% employment, the jobs that we lost were replced with jobs that pay less and have less benefits.
Sam: Please. If so, so what? Does that mean we need a communist revolution? What has this to do with Wal-Mart?
Wally: Both the Republicrats and the Demogods are Globalists that are controlled by the power elite. And they want Globalism, so most politicians dont really care about losing jobs, they care about their Masters, the Corporations, and the Corporation wants cheep lobor and high profits.
Sam: (Twilight Zone theme music in crescendo…)
Wally: This isnt debatable is it?
Sam: It isn\’t a fact of nature or law of physics, is it?
Im just saying look for the standard of living in the USA to decrease. If you are middle class you will spend more and make less, regardless of which political party appears to be in control.
Wally: Im not a protectionist, I understand that we are very fortunate in the US and that naturally our jobs will go oversees if someone else can do the job for less.
Sam: Ok…
Wally: But lets at least be honest about what is happening, the middle class is becoming poorer and the rich are getting richer, and no Democrat or Republican is going to change that.
Sam: Oh brother. Please refer us to the facts and figures (or the democrat talking points fax to which you refer).
Wally: Unless you plan on becoming a millionairre any time soon, you and your children will have to get by on less, and Walmart will be a part of how it happened.
Sam: Wal-Mart just saved me a lot of money on my Christmas shopping. More money in the pocket of this beleagured working class hero. I guess I should have gone somewhere with higher prices because the middle class is going broke?
Wally: Most of the people reading these messages are going to turn around years from now and say \”WHAT HAPPENED?\”
Sam: No, most of the people reading this are thinking, \”Why are so many socialists reading a claims newsletter?\”
Sam: Where is it written that employers must provide health care? Nowhere. If Wal-mart doesn\’t pay enough or offer enough bennies then employees are free to leave. This is America. Or do we want a communist revolution and have universal health care a la Cuba?
_______________________
Its not written anywhere, thats my point, Walmart gets almost all its goods from China costing us jobs, these jobs had great benefits and where higher paying. SO now that you have a crap job at Walmart, you cant afford to shop anywhere else! And your response is if I dont Like It I can Leave?? And go where, the Unemployment line? McDonalds? You shipped too many good jobs to China, people dont have the options they used to.
Also, do some comparison shopping, you dont even save that much at Walmart. Often they have deals on bargain basement models, but overall, their prices are not that much lower than their competitors.
Plus, dont you just put any money you save into buying gas for that SUV now that the prices have skyrocketed?
Also, isnt it kind of odd that a so-called insurance guy like yourself would be so passionate about defending a large faceless company? Maybe you should get a job working for Walmart public relations, you can comb the internet looking for people to argue with everyday…..
You can tell us that what we see is not real, and that everything is business as usual. But where I live the old dollar doesn’t go as far as it used to, pick up a paper Sammy, and you will see that the Middle Class is Shrinking, and up to their eyeballs in debt. FACT
So tell me, is that all you can do, call me a liberal communist who hates America, just cause Im concerned that wages are decreasing and cost are going up?
W: Its not written anywhere, thats my point, Walmart gets almost all its goods from China costing us jobs, these jobs had great benefits and where higher paying.
S: How do you know? Even so, maybe that\’s the point: if you are too expensive you will eventually lose business and go bankrupt. Yousaid that you are not a protectionist. You sure sound like one. I prefer freedom.
W: SO now that you have a crap job at Walmart, you cant afford to shop anywhere else!
S: Most Wal-Mart employees are part-timers. They are making extra money working there, so they have MORE money to spend because of Wal-Mart, not less.
W: And your response is if I dont Like It I can Leave?? And go where, the Unemployment line? McDonalds? You shipped too many good jobs to China, people dont have the options they used to.
S: We have 4.5 unemployment, which is basically full employment. Labor is therefore scarce, and can demand a higher price. So if Wal-Mart employees want more money they can find a higher paying job. What is so hard to understand?
W: Also, do some comparison shopping, you dont even save that much at Walmart. Often they have deals on bargain basement models, but overall, their prices are not that much lower than their competitors.
S: Baloney, but even if that\’s true, what\’s your beef with that?
W: Plus, dont you just put any money you save into buying gas for that SUV now that the prices have skyrocketed?
S: I don\’t have one, and gas prices are falling.
W: Also, isnt it kind of odd that a so-called insurance guy like yourself would be so passionate about defending a large faceless company? Maybe you should get a job working for Walmart public relations, you can comb the internet looking for people to argue with everyday…..
S: So called? Maybe I\’m passionate about free markets and free people, unlike you.
W: You can tell us that what we see is not real, and that everything is business as usual. But where I live the old dollar doesn\’t go as far as it used to, pick up a paper Sammy, and you will see that the Middle Class is Shrinking, and up to their eyeballs in debt. FACT
S: Not true, but if it was, is it Wal-Mart\’s fault?
W: So tell me, is that all you can do, call me a liberal communist who hates America, just cause Im concerned that wages are decreasing and cost are going up?
S: Isnt it kind of odd that a true blue insurance guy like you would be so passionate about attacking free market capitalism?
You lose Sam Walton shill, its all over, youve driven everyone away with your bullshi propaganda, its just you and me now, everyone is gone. Better luck next time.
No- I\’m still here, but no one will answer my questions. Apparently the orgiastic frenzy of name calling and ideology pimping has drained the blood from everyone\’s head. Now all anyone can focus on is the next temporary high created by electronic ejaculation.
I really do have some questions, and unfortunately I keep checking this space hoping for an answer.
Does anyone out there without an ax to grind have one for me?
Its a little thing called insurable interest. Because those employees were considered \”rank & file,\” they could easily be replaced on short notice (and often are) with little training and little loss to Walmart. Therefore it is not acceptable to take out life insurance on someone without insurable interest.
Its no different than me insuring YOUR house, and then trying to get paid when it burns down.
I know Ive defended Walmart, but I have to admit, its a pretty shady practice, and not on the up and up. Im sure Walmart wouldn’t want their loyal customers to know about their business practices or they might lose a lot of customers!
The tax dodge portion makes sense. WM pays premium, takes the tax break, then collects tax free payouts. I see how that sucks.
As far as insurable interest goes, if the nasty old guy is paying my daughter to do a legal job, and if my daughters death costs the old guy money (no matter how insignificant), then he can have all the insurance on her he wants.
I think that if there weren\’t tax advantages WM wouldn\’t have done it. At some point the negatives of hiring 80 year old stockers outweigh the actuarial advantages of the payout.
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Sam didnt you say that we are at almost 0% unemplyment and that most all Walmart workers had healthcare?
Thats not true, many many Americnas and Walmart employees are without coverage. And have you seen waht Walmart offers, WOW that coverage is really insufficient, or horrible as my friend puts it.
Also, even though we are at lomost 100% employment, the jobs that we lost were replced with jobs that pay less and have less benefits.
Both the Republicrats and the Demogods are Globalists that are controlled by the power elite. And they want Globalism, so most politicians dont really care about losing jobs, they care about their Masters, the Corporations, and the Corporation wants cheep lobor and high profits.
This isnt debatable is it? Im just saying look for the standard of living in the USA to decrease. If you are middle class you will spend more and make less, regardless of which political party appears to be in control.
Im not a protectionist, I understand that we are very fortunate in the US and that naturally our jobs will go oversees if someone else can do the job for less.
But lets at least be honest about what is happening, the middle class is becoming poorer and the rich are getting richer, and no Democrat or Republican is going to change that.
Unless you plan on becoming a millionairre any time soon, you and your children will have to get by on less, and Walmart will be a part of how it happened.
Most of the people reading these messages are going to turn around years from now and say \”WHAT HAPPENED?\”
Wally: Sam didnt you say that we are at almost 0% unemplyment and that most all Walmart workers had healthcare?
Sam: Yes.
Wally: Thats not true, many many Americnas and Walmart employees are without coverage.
Sam: Wrong. Most Wal-Mart empoyees have it through Wal-Mart or a family member. Factorino.
Wally: And have you seen waht Walmart offers, WOW that coverage is really insufficient, or horrible as my friend puts it.
Sam: Where is it written that employers must provide health care? Nowhere. If Wal-mart doesn\’t pay enough or offer enough bennies then employees are free to leave. This is America. Or do we want a communist revolution and have universal health care a la Cuba?
Wally: Also, even though we are at lomost 100% employment, the jobs that we lost were replced with jobs that pay less and have less benefits.
Sam: Please. If so, so what? Does that mean we need a communist revolution? What has this to do with Wal-Mart?
Wally: Both the Republicrats and the Demogods are Globalists that are controlled by the power elite. And they want Globalism, so most politicians dont really care about losing jobs, they care about their Masters, the Corporations, and the Corporation wants cheep lobor and high profits.
Sam: (Twilight Zone theme music in crescendo…)
Wally: This isnt debatable is it?
Sam: It isn\’t a fact of nature or law of physics, is it?
Im just saying look for the standard of living in the USA to decrease. If you are middle class you will spend more and make less, regardless of which political party appears to be in control.
Wally: Im not a protectionist, I understand that we are very fortunate in the US and that naturally our jobs will go oversees if someone else can do the job for less.
Sam: Ok…
Wally: But lets at least be honest about what is happening, the middle class is becoming poorer and the rich are getting richer, and no Democrat or Republican is going to change that.
Sam: Oh brother. Please refer us to the facts and figures (or the democrat talking points fax to which you refer).
Wally: Unless you plan on becoming a millionairre any time soon, you and your children will have to get by on less, and Walmart will be a part of how it happened.
Sam: Wal-Mart just saved me a lot of money on my Christmas shopping. More money in the pocket of this beleagured working class hero. I guess I should have gone somewhere with higher prices because the middle class is going broke?
Wally: Most of the people reading these messages are going to turn around years from now and say \”WHAT HAPPENED?\”
Sam: No, most of the people reading this are thinking, \”Why are so many socialists reading a claims newsletter?\”
Sammy, listen to your self:
Sam: Where is it written that employers must provide health care? Nowhere. If Wal-mart doesn\’t pay enough or offer enough bennies then employees are free to leave. This is America. Or do we want a communist revolution and have universal health care a la Cuba?
_______________________
Its not written anywhere, thats my point, Walmart gets almost all its goods from China costing us jobs, these jobs had great benefits and where higher paying. SO now that you have a crap job at Walmart, you cant afford to shop anywhere else! And your response is if I dont Like It I can Leave?? And go where, the Unemployment line? McDonalds? You shipped too many good jobs to China, people dont have the options they used to.
Also, do some comparison shopping, you dont even save that much at Walmart. Often they have deals on bargain basement models, but overall, their prices are not that much lower than their competitors.
Plus, dont you just put any money you save into buying gas for that SUV now that the prices have skyrocketed?
Also, isnt it kind of odd that a so-called insurance guy like yourself would be so passionate about defending a large faceless company? Maybe you should get a job working for Walmart public relations, you can comb the internet looking for people to argue with everyday…..
You can tell us that what we see is not real, and that everything is business as usual. But where I live the old dollar doesn’t go as far as it used to, pick up a paper Sammy, and you will see that the Middle Class is Shrinking, and up to their eyeballs in debt. FACT
So tell me, is that all you can do, call me a liberal communist who hates America, just cause Im concerned that wages are decreasing and cost are going up?
W: Its not written anywhere, thats my point, Walmart gets almost all its goods from China costing us jobs, these jobs had great benefits and where higher paying.
S: How do you know? Even so, maybe that\’s the point: if you are too expensive you will eventually lose business and go bankrupt. Yousaid that you are not a protectionist. You sure sound like one. I prefer freedom.
W: SO now that you have a crap job at Walmart, you cant afford to shop anywhere else!
S: Most Wal-Mart employees are part-timers. They are making extra money working there, so they have MORE money to spend because of Wal-Mart, not less.
W: And your response is if I dont Like It I can Leave?? And go where, the Unemployment line? McDonalds? You shipped too many good jobs to China, people dont have the options they used to.
S: We have 4.5 unemployment, which is basically full employment. Labor is therefore scarce, and can demand a higher price. So if Wal-Mart employees want more money they can find a higher paying job. What is so hard to understand?
W: Also, do some comparison shopping, you dont even save that much at Walmart. Often they have deals on bargain basement models, but overall, their prices are not that much lower than their competitors.
S: Baloney, but even if that\’s true, what\’s your beef with that?
W: Plus, dont you just put any money you save into buying gas for that SUV now that the prices have skyrocketed?
S: I don\’t have one, and gas prices are falling.
W: Also, isnt it kind of odd that a so-called insurance guy like yourself would be so passionate about defending a large faceless company? Maybe you should get a job working for Walmart public relations, you can comb the internet looking for people to argue with everyday…..
S: So called? Maybe I\’m passionate about free markets and free people, unlike you.
W: You can tell us that what we see is not real, and that everything is business as usual. But where I live the old dollar doesn\’t go as far as it used to, pick up a paper Sammy, and you will see that the Middle Class is Shrinking, and up to their eyeballs in debt. FACT
S: Not true, but if it was, is it Wal-Mart\’s fault?
W: So tell me, is that all you can do, call me a liberal communist who hates America, just cause Im concerned that wages are decreasing and cost are going up?
S: Isnt it kind of odd that a true blue insurance guy like you would be so passionate about attacking free market capitalism?
D-O-P-E.
You lose Sam Walton shill, its all over, youve driven everyone away with your bullshi propaganda, its just you and me now, everyone is gone. Better luck next time.
No- I\’m still here, but no one will answer my questions. Apparently the orgiastic frenzy of name calling and ideology pimping has drained the blood from everyone\’s head. Now all anyone can focus on is the next temporary high created by electronic ejaculation.
I really do have some questions, and unfortunately I keep checking this space hoping for an answer.
Does anyone out there without an ax to grind have one for me?
Its a little thing called insurable interest. Because those employees were considered \”rank & file,\” they could easily be replaced on short notice (and often are) with little training and little loss to Walmart. Therefore it is not acceptable to take out life insurance on someone without insurable interest.
Its no different than me insuring YOUR house, and then trying to get paid when it burns down.
I know Ive defended Walmart, but I have to admit, its a pretty shady practice, and not on the up and up. Im sure Walmart wouldn’t want their loyal customers to know about their business practices or they might lose a lot of customers!
I at least have to admit that!!
I knew WM was doing that, I just didn\’t find it particularly shady. Oh well.
How was it a tax dodge? That seems to be the real burner as far as the Gov\’t is concerned.
Yea, but imagine if some old Rich guy named Sam had a life insurance policy on your 20 year old daughter and never told you about it.
As far as it being a tax doge, are the millions they paid in premiums tax deductible?
The tax dodge portion makes sense. WM pays premium, takes the tax break, then collects tax free payouts. I see how that sucks.
As far as insurable interest goes, if the nasty old guy is paying my daughter to do a legal job, and if my daughters death costs the old guy money (no matter how insignificant), then he can have all the insurance on her he wants.
I think that if there weren\’t tax advantages WM wouldn\’t have done it. At some point the negatives of hiring 80 year old stockers outweigh the actuarial advantages of the payout.
Oh well. Thanks for the answer.