Ohio Supreme and 8th Circuit Mull Whether COVID Can Cause Direct Physical Loss

By Jim Sams | April 16, 2021

  • June 21, 2021 at 11:14 am
    Dave says:
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    Did Ohio order THAT audiology practice to shut down, or did the state order all of them to close temporarily to slow the spread of the pandemic? Did Iowa order THAT oral surgery practice to shut down, or did it suspend all non-emergency medical procedures to slow the spread of the pandemic?
    Just asking.
    In general, the insured’s property must have incurred physical damage from a covered cause of loss before the insurance company is obligated to pay business interruption. Did the defendant companies pay to repair or replace any damage property, or did the plaintiffs only seek business interruption payments?



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