Storm forensics and hail maps became popularized shortly after that, so contractors could target neighborhoods. Building materials also went up in cost, and the frequency and severity of hail also increased. I did some research using longitudinal hail data several years ago and came to the conclusion that it wasn’t any single cause. But certainly climate change is a part of it – looking at the shifting patterns north into Canada.
The proliferation of public adjuster-esque storm chasing contractors is certainly a huge part of this. Couple that with the public’s distrust of insurance companies and homeowners’ unwillingness to pay out of pocket for home maintenance (get the insurance company to replace the roof, so I don’t have to pay for it) plus the number of carriers who are willing to be nothing more than check writers when those storm chasers market a neighborhood.
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Storm forensics and hail maps became popularized shortly after that, so contractors could target neighborhoods. Building materials also went up in cost, and the frequency and severity of hail also increased. I did some research using longitudinal hail data several years ago and came to the conclusion that it wasn’t any single cause. But certainly climate change is a part of it – looking at the shifting patterns north into Canada.
The proliferation of public adjuster-esque storm chasing contractors is certainly a huge part of this. Couple that with the public’s distrust of insurance companies and homeowners’ unwillingness to pay out of pocket for home maintenance (get the insurance company to replace the roof, so I don’t have to pay for it) plus the number of carriers who are willing to be nothing more than check writers when those storm chasers market a neighborhood.