Where’s the Paint? Subrogating Paint Overspray Claims

By Gary Wickert | March 5, 2015

  • April 3, 2015 at 12:12 pm
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    Dear Gary, I found your article most informative having dwelt with painting contractors and insurance adjusters dealing with over spray claims for over 48 years. Our company, Overspray Removal Specialists, Inc. has removed over spray from an estimated 300,000 vehicles over the course of our business. Often those involved in an over spray claim, adjusters, contractors, and claimants are not aware of the fact that the liability created on an over spray claim can be greatly diminished through our expertise. On most claims we handle, we are able to remove a vehicle’s over spray from all vehicle surfaces including moldings and trim that others are unable to clean. On the majority of claims we have handled, those responsible have save thousands of dollars in potential loses. Many adjusters and contractors send claimants to auto dealerships and auto body shops for estimates or repair. Our pricing is a fraction of these costs. We can be of great assistance in litigation matters either for or against those involved in an over spray claim. The average cost per vehicle on the majority of claims we handle is usually less than $500 per vehicle and less than the $500 deductible on many insurance policies covering over spray claims.

  • October 26, 2016 at 2:42 am
    Chris says:
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    I live in a duplex, the property manager hired a unlicensed & uninsured painter that over sprayed my wife’s vehicle. The property manager is saying he is not responsible for the damage and need to go after the painter. Do i have any recourse towards the property manager? Thanks

  • January 3, 2017 at 12:30 pm
    Joy Butler says:
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    I had no idea that overspray paint damage was so common in the United States. It is surprising that the source of airborne paint overspray is not isolated to only industrial projects. Policing and preventing paint overspray seems like a big headache. This can potentially prevented by being picky of the quality of contractor that is used.

  • January 7, 2021 at 12:18 pm
    George Colliard says:
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    Hello Gary,
    Unfortunately, when paint overspray from roofing sealants or other industrial airborne emissions have remained on vehicle surfaces too long pitted paint ends up as the result. Insurance companies will often settle this type of loss by sending an overspray pitted vehicle to an auto body shop to be repainted with its molding and trim parts being replaced. This cost most often ends up being several thousand dollars. To recoup their losses, insurance companies will raise their rates on reinsuring the responsible painting contractor. To reduce these losses, Overspray Removal Specialists, Inc. now is able to, onsite, remove overspray pitting on vehicles by re-clear coating them, and restoring their molding and trim parts back to a new like appearance at a fraction of the cost that auto body shops and auto dealerships would charge. This past year we saved insurance companies and painting contractors many thousands of dollars on having to repaint 21 overspray pitted vehicles. I believe we are the first and only company offering this unique onsite service.

    For more information, please visit our website at http://www.overspray.com or call us at 800-835-5858.



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