Not sure I agree. If an insured has RC coverage, and there is a coinsurance issue, the adjustment should be looked at two ways; determining RC Value and coinsured loss, AND, determining ACV Value and coinsured loss, and whichever coinsured adjustment results in a greater recovery, the insured has the right to pursue accordingly. Nat Piro
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Not sure I agree. If an insured has RC coverage, and there is a coinsurance issue, the adjustment should be looked at two ways; determining RC Value and coinsured loss, AND, determining ACV Value and coinsured loss, and whichever coinsured adjustment results in a greater recovery, the insured has the right to pursue accordingly. Nat Piro