I couldnt agree with you more youngin’. I have noticed that the “stereotype” if you will tends to hold pretty true. Those with good credit tend to pay their premiums on time and are more careful with their assets, whereas those with lousy credit tend to be more of a morale hazard. When I hear a client say “Well, I drive better when I DON’T have insurance because I don’t want to get caught by the police” thats when I tell them “Well it sounds like we are not the insurance company for you.
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I couldnt agree with you more youngin’. I have noticed that the “stereotype” if you will tends to hold pretty true. Those with good credit tend to pay their premiums on time and are more careful with their assets, whereas those with lousy credit tend to be more of a morale hazard. When I hear a client say “Well, I drive better when I DON’T have insurance because I don’t want to get caught by the police” thats when I tell them “Well it sounds like we are not the insurance company for you.