Obviously you have not been an agent for this company. The company does not know from one day to the next what they want to do. I actually think that the underwriters there cannot change the Spectrum BOP program or they would change the eligibility every single day. Call the Middle Market and you will not get any idea as to what their underwriting guidelines are. Different answer every day. Almost always NO!
Let’s see, Dave. They have been around for 199 years, you or your agency for how long?
Hartford is the monster of the industry in small commercial, has the AARP personal lines business contract and does pretty well in middle market as well.
Perfect, nope. Better than most, easily. 93.8 combined is also pretty good these days.
UW is missing the point. Who needs an ultra-conservative company that has no interest in taking risk, and no flexibility for individual underwriting? If the Hartford will write it, so will a dozen other companies.
I love people like you…. Keep pushing that Hartford product. I work for a different carrier…. and let me tell you, the word on the street is not good for Hartford. Folks are waiting for that other shoe to drop.
So go ahead and keep pushing the Hartford….tell them the other carriers are not as good. I will continue to write businss away from them with agents who sell the comapny, rating, form and price…and not just a tarnished name and a underinflated price…
Its funny to see these comments. I represent the Hartford and just received a $500 Xerox documate for new business production. They are 100 times better than Zurich for Service type companies and less costly than Safeco or any other Liberty company. Other classes of business that may not be true.
The part of the Hartford receiving TARP funds was their Life unit that had a lot of real estate holdings. Tell me a bank that did not have real estate problems the last year?
The point is they bought a small national bank for cash. JUST TO RECIEVE THE TARP. They could not have gotten it had they not gone out and bought the bank after Tarp was announced. They wanted to take our money so the Insurance Company would not go under. They bought the same mortgaged back securities that the banks bought. Funny how the good carriers were able to avoid buying in essence “Barney Frank Bonds”. Ramani Ayer, Past Hartford CEO is now on some yacht smoking a big fat cigar hoping laughing at you writing your good accounts with a bailout carrier.
I personally will not do business with AIG or Hartford, or buy a GM car again.
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Obviously you have not been an agent for this company. The company does not know from one day to the next what they want to do. I actually think that the underwriters there cannot change the Spectrum BOP program or they would change the eligibility every single day. Call the Middle Market and you will not get any idea as to what their underwriting guidelines are. Different answer every day. Almost always NO!
Total waste of time to represent this company.
Let’s see, Dave. They have been around for 199 years, you or your agency for how long?
Hartford is the monster of the industry in small commercial, has the AARP personal lines business contract and does pretty well in middle market as well.
Perfect, nope. Better than most, easily. 93.8 combined is also pretty good these days.
..and the recipient of a government bailout. Enough said.
UW is missing the point. Who needs an ultra-conservative company that has no interest in taking risk, and no flexibility for individual underwriting? If the Hartford will write it, so will a dozen other companies.
I love people like you…. Keep pushing that Hartford product. I work for a different carrier…. and let me tell you, the word on the street is not good for Hartford. Folks are waiting for that other shoe to drop.
So go ahead and keep pushing the Hartford….tell them the other carriers are not as good. I will continue to write businss away from them with agents who sell the comapny, rating, form and price…and not just a tarnished name and a underinflated price…
I would take Liberty or Zurich, or even Travelers for that matter, over Hartford with my eyes closed any day of the week.
I’m with you there!
Its funny to see these comments. I represent the Hartford and just received a $500 Xerox documate for new business production. They are 100 times better than Zurich for Service type companies and less costly than Safeco or any other Liberty company. Other classes of business that may not be true.
The part of the Hartford receiving TARP funds was their Life unit that had a lot of real estate holdings. Tell me a bank that did not have real estate problems the last year?
The point is they bought a small national bank for cash. JUST TO RECIEVE THE TARP. They could not have gotten it had they not gone out and bought the bank after Tarp was announced. They wanted to take our money so the Insurance Company would not go under. They bought the same mortgaged back securities that the banks bought. Funny how the good carriers were able to avoid buying in essence “Barney Frank Bonds”. Ramani Ayer, Past Hartford CEO is now on some yacht smoking a big fat cigar hoping laughing at you writing your good accounts with a bailout carrier.
I personally will not do business with AIG or Hartford, or buy a GM car again.