Use of ‘100 Year’ and ‘500 Year’ Flood Terms Misleads Insureds, Say Officials

July 2, 2008

  • July 2, 2008 at 7:06 am
    Chad Balaamaba says:
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    good points, Rosie. I was reading the other day that the 1993 flood was a direct result of Bush, as was the Northridge EQ, the San Francisco EQ, the oil embargo of 1973, as well as the ‘jump the shark’ episode of Happy Days.

    I do worry about this country when people are so blinded by their hatreds they cannot see the light of day; scary thing is most of them vote, and worse yet, they may breed! Some can’t breed, but in some states they can marry! At least it keeps the aluminum foil folks in business; all them hats have to be reshaped and remade daily…takes allot of foil to keep Bush and Cheney from readin’ their thoughts…

  • July 2, 2008 at 7:12 am
    Yeah, I miss Rosie, too says:
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    Too bad she hasn’t checked in in awhile.

  • July 2, 2008 at 9:33 am
    dabear says:
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    Exactly when in 1993 was the first flood on the Mississippi? I thought it was in the spring, but didn’t that guy from Arkansas get sworn in on January 20, 1993??????????

  • July 2, 2008 at 9:35 am
    darnovak says:
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    I notice the article conveniently did not include definitions of 100 year flood and 500 year flood (or floodplain). Why not? Look up the definitions and read them (try google). The definitions are perfectly clear mathematical probabilities of flood occurrence and there is no “confusion”. If you do not understand the definitions, have someone with some intelligence explain the definitions to you and quit the ignorant whining.

  • July 2, 2008 at 11:06 am
    wudchuck says:
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    in our society we do it all the time and still don’t understand what they mean. for example:

    we always talk about the right and left side of the fence for politics. conservative and liberal.

    in advertising how many times do you see this is the biggest sale ever – 30-60% off, and yet, later on the year, they advertise the same thing claiming to be better than before.

    it will never end!

  • July 2, 2008 at 2:18 am
    confusion says:
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    The government isn’t the only one to use “bad” terminology. What about the use of “replacement cost” and “co-insurance” and many other misleading and overly used terms in the insurance industry? Just because we’ve always done it doesn’t mean it shouldn’t be improved.

  • July 2, 2008 at 2:18 am
    Okie says:
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    These guys talk about these terms and they are talking about mathematical probabilities. The average layman interprets these “predictions”. They don’t understand the math.

  • July 2, 2008 at 2:19 am
    Eric says:
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    The big difference here though is people’s lives and livlihoods are at stake with the misrepresentative labels. I personally am beginning to feel old as in my lifetime, I have survived 2 ‘500-year’ flood events. I seriously question whether we have solid statistics here in the state of Iowa that date back to the year 1508 regarding flooding.

  • July 2, 2008 at 2:45 am
    Dread says:
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    People gamble with their decisons to purchase insurance. Whatever you call the flood probablity is moot. If you live near a major freaking river, lake, reservoir, levee, or ocean there is ALWAYS a chance the damn thing will flood. Rolling the dice on whether to protect themselves is their problem. Notice they don’t play the same game with LIFE insurance, even thought that only occurs once.

  • July 2, 2008 at 2:57 am
    Ms. Smarty says:
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    Both of these once in a life floods and Katrina too happened with a Bush in the WHite House.



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