If your “new replacement” program is superior to the “old program”, then you must have had a really lousy old program. Our “new program” actually reduces our contingency by 30%. Six consecutive years of sub 30% L/R and six consecutive years of plus 10% growth and Travelers rewards us with with a reduction in the contingency. Their marketing people aren’t even trying to defend it as they know what a POS it really is. Travelers was our lead carrier but we no longer have faith in them. When its apples to apples in coverage and price, Travelers no longer gets the business in our office.
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If your “new replacement” program is superior to the “old program”, then you must have had a really lousy old program. Our “new program” actually reduces our contingency by 30%. Six consecutive years of sub 30% L/R and six consecutive years of plus 10% growth and Travelers rewards us with with a reduction in the contingency. Their marketing people aren’t even trying to defend it as they know what a POS it really is. Travelers was our lead carrier but we no longer have faith in them. When its apples to apples in coverage and price, Travelers no longer gets the business in our office.