Survey Projects Annual Employee Cost for Health Care to Exceed $9,300

September 26, 2007

  • September 26, 2007 at 1:56 am
    Insurance Poor says:
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    We are a small business, two people, husband and wife. We pay $8500 a year for health insurance and we have no money for luxuries, vacations, etc. I drive a 1990 Buick and our “good car” is a 2000.

    We were scrambling to come up with this month’s premium and my husband said “maybe we should just go un-insured. If I get cancer, I will just shoot myself in the head.”

    This is a terrible thing for a man who has worked so hard for 40 years to say. I don’t know how much longer we will be able to afford to pay for medical insurance, it is so expensive.

  • September 26, 2007 at 2:37 am
    concerned agent says:
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    Insurance poor: I know exactly how you feel. I paid over 12,500/year for my wife and myself and had no options. Now I have medicare after reaching 65 but still must pay 600/month for supplemental insurance. I have worked in this business for 45 years and I have never been more ashamed of my chosen profession than I am when I try to explain health costs to my insureds. I cannot justify the cost to my insureds anymore than Florida agents can justify homeowner insurance costs. The medical profession is a runaway crooked enterprise that cannot be stopped. The threat of Hillary has spurred them to unspeakable greed and the insurance industry just pays them off and raises the rates they collect. There is no end, either, as there is not a politician alive that will stand up to the medical and drug cartels as they know they will be politically assassinated.

  • September 26, 2007 at 2:49 am
    Just say no says:
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    This is a great story. If I would have to only pay that $9,300 amount, I would be paying les than I do now! When does the citizenry get together to just say NO? Maybe another tea party would help?

  • September 26, 2007 at 4:12 am
    Realistic says:
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    The question is how much you actually used of that insurance cost. Given that each person who has posted to this point is older, my guess is that you come somewhere close to spending all of the money that you pay in premiums and quite possibly more. Insurance is a risk pool. At times the insurance company will spend more than you pay in premiums, and attimes they will pay less. The goal being to try to come to a point where it’s a resonable cost for the coverage while still making money. If you were an employee of a company with many employees you would reap this benefit in a much larger way than you do as an individual.

  • September 26, 2007 at 4:55 am
    Just say no says:
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    Over the last seven years I have used probably $3000 in benefits, mainly for my son. Big goose egg for the rest of my family. I realize it is a pooling of premiums to meet expenditures, but why does it cost as much as it does? Perhaps the delivery systems needs overhauling.

  • September 26, 2007 at 5:21 am
    Insurance Poor says:
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    One monthly script for me, sporadic dr. vists, it’s not as if we are always running to doctors, using all that medical care. Luckily we have not been hospitalized for anything in years

    I have friends in their late 80’s early 90’s still driving and running circles around me in the social life department. Older geezers such as we do not always have health care problems! I know young people who land in the hospital, mental or other, a couple times every year!

  • September 26, 2007 at 6:21 am
    concerned agent says:
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    it is not the insurance premium, but the cost when one uses the services. I find it totally out of all sense of fair play to have a hospital charge $100,000 for emergency room care and three days in intensive care. Luckily, I have not faced that but we are all one accident away from bankrupcy. That is absurd. The hospitals charge $50.00 for a tylenol, and idemize everything. The medical and drug cartels charge what they feel they can get away with, nothing less. If our insurance pays only 50 percent of the $100,000 bill the insured is stuck with the rest. It is estimated that 65 percent of all bankrupsies are the sole result of medical bills. If this continues there truly will be another tea party.

  • September 4, 2009 at 8:32 am
    Renee Bouvier says:
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    This is to alert all employers employing illegal aliens, who are not paying for health insurance or vehicular insurance to cover their employees. Not only do you not pay for these two types of insurance to cover your illegal alien workers, but you also do not pay for unemployment insurance or the social security tax. When your employees are injured or become sick, you drop them off at the ER, putting the burden on paying patients and the taxpayer. To make matters worse, you are not only against health-care reform, but making it impossible for American citizens to obtain affordable, comprehensive health-care insurance. In addition, when these uncovered illegal aliens are causing horrific car accidents, it is causing everyone’s rates to go up. This is a notice that people are watching these employers of illegal aliens, who are becoming rich off of the backs of one’s fellow American citizens and through the exploitation of illegal aliens. A certain group of people will henceforth be alerting the local and state police in addition to the INS. You are taking business away from legitimate businesses besides hurting the American general public. Not only will you be put out of business, but you will be required to pay heavy fines to pay back your fellow American citizens. The honeymoon is over. No health-care reform, where there is equal access to the very best possible health-care at the leading university hospitals, then no getting rich off of the backs of loyal, hard-working, devoted Americans by hiring and exploiting the illegal aliens. We don’t want these illegal aliens on our roads, nor do we want them in our neighborhoods, especially if it means higher vehicular premiums and no health-care reform. The honeymoon is over!



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