When was a state run agency ever better than the private market ? Even Nevada & West Virginia work comp figured that out.
Big government socialist minds never see successful private enterprises it doesn’t desire and can’t ruin. Ask Hillary or Michael about health care.
But no one seems to mind that rates in non-coastal areas are going down. Higher profits for insurance companies – higher rates in coastal communities has contributed to a softer insurance market – reducing rates in non-cat sections of our country. If the insurance companies would deal with coastal areas better and stop dropping rates elsewhere to write business there and not on the coast – then maybe the private industry would handle insurance better than the state funds. Believe those in coastal areas PAY LOTS MORE for insurance. The problem now is the LOTS MORE has become LOTS AND LOTS MORE. Recent article stated the average cost for HO insurance had reduced – well keep in mind that is average – and the coastal areas have increased substantially – so I guess the coastal areas are really subsidizing rates for the rest of the country. Yet everyone says they don’t want to help because they do live on the coast. Everyone on the coast is not rich. The coastal areas also provide substantial revenues to the entire country. Too bad we can’t all be in this together – and ultimately EVERYONE would be better off.
If everyone in America would learn to lie back and enjoy a little more socialism and communism then we all could support the idea of helping out our comrades who are forced to live on the coast. Vote for Hillary and let’s fix this and health insurance too!
why do you think that people on the coast pay more??? Look at New Orleans where we think its ok to build several feet below sea level. There are parts of our country where we just should not build, period. But in the name of economic growth local planning and zoning boards allow it. Get that tax base up there. And everybody else pays when there is a disaster. Some how I don’t think that I want to get on the track when I know that sooner or later there is going to be a train coming. Make that sooner then later. It is unbelievable that some people we should keep paying for disaster after disaster whether it be on the coasts or inland.
Wha?? Must be a NY-er… Clinton and Bloomberg, I presume? It’s not socialism that drives Texas to insure these people; it’s capitalism!! (Or the failure of insurers to venture into this kind of risk.)
The country has embarked in a massive 50 year project to transfer large portions of its population from areas that have relatively temperate climates and few natural disasters (ie. the oft disparaged “rust belt”) to parts of the country prone to hurricanes, floods and earthquakes and that have little water resources. Can we really complain now that the bills for this ill-advised move are staring to come due?
Being in good health is a right for all. Not a luxury only for those in society who can afford private health care coverage. The analogy of public health care to state run insures in misleading. The amount of Americans with out health care coverage is climbing, while apparently the amount of Americans with out property insurance (thanks to state run property insurers) is remaining flat. I agree with Bruce that states should stay out of insuring property. However it is our duty as a civilized nation to make sure that health care coverage is available to all.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
So those of us who choose not to or can’t afford to live on the coast will have to pay for the people that choose to live on the coast.
Gotta take cae of this rich guy.
When was a state run agency ever better than the private market ? Even Nevada & West Virginia work comp figured that out.
Big government socialist minds never see successful private enterprises it doesn’t desire and can’t ruin. Ask Hillary or Michael about health care.
But no one seems to mind that rates in non-coastal areas are going down. Higher profits for insurance companies – higher rates in coastal communities has contributed to a softer insurance market – reducing rates in non-cat sections of our country. If the insurance companies would deal with coastal areas better and stop dropping rates elsewhere to write business there and not on the coast – then maybe the private industry would handle insurance better than the state funds. Believe those in coastal areas PAY LOTS MORE for insurance. The problem now is the LOTS MORE has become LOTS AND LOTS MORE. Recent article stated the average cost for HO insurance had reduced – well keep in mind that is average – and the coastal areas have increased substantially – so I guess the coastal areas are really subsidizing rates for the rest of the country. Yet everyone says they don’t want to help because they do live on the coast. Everyone on the coast is not rich. The coastal areas also provide substantial revenues to the entire country. Too bad we can’t all be in this together – and ultimately EVERYONE would be better off.
If everyone in America would learn to lie back and enjoy a little more socialism and communism then we all could support the idea of helping out our comrades who are forced to live on the coast. Vote for Hillary and let’s fix this and health insurance too!
why do you think that people on the coast pay more??? Look at New Orleans where we think its ok to build several feet below sea level. There are parts of our country where we just should not build, period. But in the name of economic growth local planning and zoning boards allow it. Get that tax base up there. And everybody else pays when there is a disaster. Some how I don’t think that I want to get on the track when I know that sooner or later there is going to be a train coming. Make that sooner then later. It is unbelievable that some people we should keep paying for disaster after disaster whether it be on the coasts or inland.
Wha?? Must be a NY-er… Clinton and Bloomberg, I presume? It’s not socialism that drives Texas to insure these people; it’s capitalism!! (Or the failure of insurers to venture into this kind of risk.)
Let’s re-visit high school history, shall we? And maybe learn a few things about communism and socialism? Good idea.
So trying to keep insurance in thr private sector rather than with the government is communism – you do need to go back to school.
The country has embarked in a massive 50 year project to transfer large portions of its population from areas that have relatively temperate climates and few natural disasters (ie. the oft disparaged “rust belt”) to parts of the country prone to hurricanes, floods and earthquakes and that have little water resources. Can we really complain now that the bills for this ill-advised move are staring to come due?
Being in good health is a right for all. Not a luxury only for those in society who can afford private health care coverage. The analogy of public health care to state run insures in misleading. The amount of Americans with out health care coverage is climbing, while apparently the amount of Americans with out property insurance (thanks to state run property insurers) is remaining flat. I agree with Bruce that states should stay out of insuring property. However it is our duty as a civilized nation to make sure that health care coverage is available to all.