“Maren Chaloupka, Sampson’s attorney, said Travelers has a duty to pay the claim because it collected premiums for the policy. She said Travelers also paid for Kofoed’s private attorney for part of the case.”
Clearly she does not understand insurance policies. If a claim is subject to a policy exclusion, the insurer does not have to pay simply because hey collected premiums. More importantly, the fact that the insurer defended an insured does not mean there is a corresponding duty of indemnification. It all turns on the policy language and the facts as proven in court.
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“Maren Chaloupka, Sampson’s attorney, said Travelers has a duty to pay the claim because it collected premiums for the policy. She said Travelers also paid for Kofoed’s private attorney for part of the case.”
Clearly she does not understand insurance policies. If a claim is subject to a policy exclusion, the insurer does not have to pay simply because hey collected premiums. More importantly, the fact that the insurer defended an insured does not mean there is a corresponding duty of indemnification. It all turns on the policy language and the facts as proven in court.