Prosecutors said Kreuscher, in a fit of anger while driving home from work, was traveling at least 65 mph when he steered his pickup toward the police car and ran into it just west of Green Bay.
Kreuscher was convicted of two counts of first-degree intentional homicide and sentenced to life in prison.
Kreuscher’s automobile liability insurance did not apply to the incident because the crash was intentional, making him an uninsured motorist, court records said.
The liability insurance company for the town of Hobart, Etters’ employer, paid $229,725 to the family and workers compensation insurance paid $91,000, court records said.
In Wednesday’s decision, the appeals court agreed with State Farm that the umbrella policy was clear in promising only liability coverage to the couple.
“Liability insurance covers the insured’s obligations to others and uninsured motorist coverage pays damages the insured is entitled to collect from others,” the appeals court said. “There should be no confusion about what the policy meant when it stated it provided personal liability coverage.”
The panel also rejected the estate’s argument that Wisconsin law requires that motor vehicle liability policies include uninsured motorist coverage.
The law permits the state insurance commissioner to exempt such coverage from umbrella policies and “the commissioner did just that,” the appeals court said.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
Makes more sense with all the facts:
Prosecutors said Kreuscher, in a fit of anger while driving home from work, was traveling at least 65 mph when he steered his pickup toward the police car and ran into it just west of Green Bay.
Kreuscher was convicted of two counts of first-degree intentional homicide and sentenced to life in prison.
Kreuscher’s automobile liability insurance did not apply to the incident because the crash was intentional, making him an uninsured motorist, court records said.
The liability insurance company for the town of Hobart, Etters’ employer, paid $229,725 to the family and workers compensation insurance paid $91,000, court records said.
In Wednesday’s decision, the appeals court agreed with State Farm that the umbrella policy was clear in promising only liability coverage to the couple.
“Liability insurance covers the insured’s obligations to others and uninsured motorist coverage pays damages the insured is entitled to collect from others,” the appeals court said. “There should be no confusion about what the policy meant when it stated it provided personal liability coverage.”
The panel also rejected the estate’s argument that Wisconsin law requires that motor vehicle liability policies include uninsured motorist coverage.
The law permits the state insurance commissioner to exempt such coverage from umbrella policies and “the commissioner did just that,” the appeals court said.
thanks for the additional info Ex. The Journals story was very incomplete.