Hopefully, the House’s investigation will reveal the high pressure sales tactics, baiting, twisting, and misrepresenting that exists in the marketplace. LTC contracts have had little actuarial soundness,often subjecting clients to ongoing rate increases.
Unfortunately, these clients are the frailest and least able to afford the increased cost of coverage, where suffering a claim can have truly catastrophic consequences. Not only for the patient, but for the entire family.
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Hopefully, the House’s investigation will reveal the high pressure sales tactics, baiting, twisting, and misrepresenting that exists in the marketplace. LTC contracts have had little actuarial soundness,often subjecting clients to ongoing rate increases.
Unfortunately, these clients are the frailest and least able to afford the increased cost of coverage, where suffering a claim can have truly catastrophic consequences. Not only for the patient, but for the entire family.