No, really. Maybe beacuse NY is such a litigious state and the Law Makers & Courts don’t help.
When people stop tripping over their own shoelaces, suing the property owners for their “injuries” and getting $$ for this, maybe then our society will start going into the right direction.
Courts need to take into account that PEOPLE ARE RESPONSIBLE FOR THEIR OWN ACTIONS!!!! Someone else isn’t always to blame.
The problem is bad doctors that receive NO PUNISHMENT for their actions. The NY Department of Health investigates a complaint and doesn’t do anything about the doctors actions even when it is obvious the patient was wronged.
The injury has to be really, really bad before they do anything. They’re afraid of something!!!!
8 years ago when the US malpractice insurance industry was facing combined ratios of almost 200%, NY would not allow its major carrier MLMIC to raise rates. MLMIC begged and the regulators gave them squat. While the rest of the industry now has a combined of about 87%, MLMIC is facing receivership.
AND, the state Bozos still doesn’t want to raise rates…..Another reason why there’s almost no competition in NY for malpractice….no self respecting carrier can make a go of it.
Next you’d want that a driver must sign a waiver before driving, a pedestrian sign a waiver before walking, a waiver be signed before you enter a premises. How about those who make mistakes be held accountable as well?
Oh no, just cost to doctors because they can’t afford it. I know because I live in Maryland where taxpayers were forced to subsidize med-mal insurance premiums for doctors. You should see them, riding the bus to work, sending their children to public school, shopping at the warehouse food mart. They’ve got it rough.
Not at all, but if you can’t afford to see a doctor what are you going to do, die at home? I think most people would feel comfortable enough putting their trust in a licensed professional rather than having no treatment at all.
There was an interesting editorial in the NY Post today about this and it pointed up the problems that result from capping rates. Essentially, it said what thinking people already know: that if you take the profit out of a product, the seller will stop selling it (and put its capital elsewhere). So, we are likely to see med-mal insurers exiting the marketplace and I wonder what good that will do anybody. I can understand the attempt to put a temporary solution in place, but until there is some meaningful tort reform in New York State, this problem will just keep recurring. However, don’t bet on the state legislature acting on that issue soon because, as the editorial goes on,(it happens that) the Assembly leader is of counsel to the largest plaintiff law firm in the state.
It always seems that the insurance industry becomes the convenient scapegoat for certain social issues while politicians don’t seem to see (or want to see) the real picture adn do something about it.
From what I have read, many med-mal cases involve birth defects that were likely caused naturally and not by anything the physisian did, but settlements are still awarded anyway. And, yes, there is lax “policing” of doctors who are not performing well, too, so the solution to the problem involves many facets, all of which need implementation.
Finally, I have to ask, what happens when no OB-GYNs will deliver babies in NY anymore either because they can’t get med-mal insurance, or can’t afford the premiums due to health insurance industry reimbursements or they just move away or retire? I guess patients will have to seek treatment elsewhere.
All of this points to the fact that despite band-aids (no pun intended) something permanent has to be done now.
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No, really. Maybe beacuse NY is such a litigious state and the Law Makers & Courts don’t help.
When people stop tripping over their own shoelaces, suing the property owners for their “injuries” and getting $$ for this, maybe then our society will start going into the right direction.
Courts need to take into account that PEOPLE ARE RESPONSIBLE FOR THEIR OWN ACTIONS!!!! Someone else isn’t always to blame.
The problem is bad doctors that receive NO PUNISHMENT for their actions. The NY Department of Health investigates a complaint and doesn’t do anything about the doctors actions even when it is obvious the patient was wronged.
The injury has to be really, really bad before they do anything. They’re afraid of something!!!!
Patients should be able to sign a waiver prior to treatment.
8 years ago when the US malpractice insurance industry was facing combined ratios of almost 200%, NY would not allow its major carrier MLMIC to raise rates. MLMIC begged and the regulators gave them squat. While the rest of the industry now has a combined of about 87%, MLMIC is facing receivership.
AND, the state Bozos still doesn’t want to raise rates…..Another reason why there’s almost no competition in NY for malpractice….no self respecting carrier can make a go of it.
I’m assuming it would be in line to freeze all the other costs and fees associated with medical care too? Good news.
Next you’d want that a driver must sign a waiver before driving, a pedestrian sign a waiver before walking, a waiver be signed before you enter a premises. How about those who make mistakes be held accountable as well?
Oh no, just cost to doctors because they can’t afford it. I know because I live in Maryland where taxpayers were forced to subsidize med-mal insurance premiums for doctors. You should see them, riding the bus to work, sending their children to public school, shopping at the warehouse food mart. They’ve got it rough.
Not at all, but if you can’t afford to see a doctor what are you going to do, die at home? I think most people would feel comfortable enough putting their trust in a licensed professional rather than having no treatment at all.
There was an interesting editorial in the NY Post today about this and it pointed up the problems that result from capping rates. Essentially, it said what thinking people already know: that if you take the profit out of a product, the seller will stop selling it (and put its capital elsewhere). So, we are likely to see med-mal insurers exiting the marketplace and I wonder what good that will do anybody. I can understand the attempt to put a temporary solution in place, but until there is some meaningful tort reform in New York State, this problem will just keep recurring. However, don’t bet on the state legislature acting on that issue soon because, as the editorial goes on,(it happens that) the Assembly leader is of counsel to the largest plaintiff law firm in the state.
It always seems that the insurance industry becomes the convenient scapegoat for certain social issues while politicians don’t seem to see (or want to see) the real picture adn do something about it.
From what I have read, many med-mal cases involve birth defects that were likely caused naturally and not by anything the physisian did, but settlements are still awarded anyway. And, yes, there is lax “policing” of doctors who are not performing well, too, so the solution to the problem involves many facets, all of which need implementation.
Finally, I have to ask, what happens when no OB-GYNs will deliver babies in NY anymore either because they can’t get med-mal insurance, or can’t afford the premiums due to health insurance industry reimbursements or they just move away or retire? I guess patients will have to seek treatment elsewhere.
All of this points to the fact that despite band-aids (no pun intended) something permanent has to be done now.