New Hampshire Insurance Dept: Track Tornado Tree Damage

July 28, 2008

  • July 28, 2008 at 2:40 am
    Joe B says:
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    I’m not a claims person, but I thought that “tree removal” refers to removing the tree from the insured’s property.

    My understanding is that the company will pay whatever it takes to get a tree off the house. When the tree gets to the ground, that’s when “tree removal” limit kicks in.

    Am I wrong?

  • July 28, 2008 at 3:24 am
    Bill says:
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    Your are correct Joe B. Removing the tree off covered property is not subject to the limitation.

  • July 28, 2008 at 3:49 am
    TwoCents says:
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    I adjusted claims. Bill is correct. The cost to remove the tree off of the covered structure(house, shed, fence, etc) is covered up to policy limits(although policy states reasonable expense). Once the tree debris hits the ground, the limit kicks in.



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