coverage exclusion News

Beyond a Reasonable Doubt is Key for Application to Criminal Acts Exclusion

A typical criminal act exclusion states that there is no coverage for bodily injury or property damage arising out of any criminal act. Typically the exclusion applies regardless of whether the insured is actually charged with or convicted of a …

Ensuing Loss Does Not Resurrect Coverage for Excluded Peril

In Platek v. Town of Hamburg, 2015 NY Slip Op 01483 (Feb. 19, 2015), the New York Court of Appeals reversed a lower court decision and held that an ensuing loss provision is not intended to resurrect coverage for an …

Insurer Wants Off Hook in Ex-West Virginia Sheriff’s Case

The insurance pool for West Virginia county governments asked a judge Thursday to declare that it has no obligation to defend a Jefferson County sheriff who resigned in disgrace and pleaded guilty in the beating of a bank robbery suspect. …